2435 Vardon Dr, Lorain, OH 44053 Property Records

Lorain County property record for 2435 Vardon Dr, Lorain, OH 44053

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 945 sqft · built 1960
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$146,000 (Jun 2026)
Tax Bill	$395 (2025)
Deeds & Mortgages	Jan 2022 Line of Credit Jun 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-02-020-103-031`

Property Details

APN / Parcel Number

Primary APN	`02-02-020-103-031`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	945 sqft Living Area
1st Floor Area	945 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	140 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	352 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	2435 VARDON DR
City	LORAIN
State	OH
Zip	44053-1420
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	C C HOMESITE FRNT 0060.00 DPTH 0140.00
Legal Subdivision	C C HOMESITE
Legal Tract	02
Legal Block	103
Legal Lot Number	16
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	2
Census Block	2002
Census Tract	22601

Owner

2435 Vardon Dr is owned and occupied by an individual who bought it in June 2026.

Source: Lorain County records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	2435 VARDON DR, LORAIN, OH 44053-1420
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2022	Deed of Trust, Mortgage · Line of Credit CITY OF LORAIN
Jun 10, 2026	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 10, 2026 · Amount on File
Deed Sale	Jun 10, 2026 · Amount on File
Prior Sale	Feb 12, 2016 · Amount on File
Deed Document Number	202699173
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	2435 VARDON DR, LORAIN, OH 44053-1420
Transaction Type	Mortgage
Record Updated	Jul 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000858013
Date	Jan 10, 2022
Instrument	2022-0858013

Lender

Name	CITY OF LORAIN
Type	Government Agency

Agreement

Type	Line of Credit
Amount	Amount on Record

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Jun 10, 2026
Property Address	2435 VARDON DR, LORAIN, OH 44053-1420
Document Number	0000099173
Instrument Date	Jun 5, 2026
Instrument	202699173
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	NEWMAN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$58,984.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2435 VARDON DR, LORAIN, OH 44053-1420

Mortgage

Document Number	0000099174,
Date	Jun 10, 2026
Instrument	202699174

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 1, 2046

Interest

Rate	6.3%
Max Rate	-1%

Mortgage

Document Number	0000099175,
Date	Jun 10, 2026
Instrument	202699175

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	20 Months
Due	Jul 1, 2046

Interest

Rate	6.3%
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 2435 Vardon Dr was $395 with a homeowner's exemption, down 55.1% from the year before.

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Lorain City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$395.00 (-55.11%) Homeowner's exemption	$31,160 (+0.02%) Land $8,150 Building $23,010	$89,010 (-) Land $23,280 Building $65,730
2024	$880.00 (+7.06%)	$31,154 (+23.97%) Land $8,148 Building $23,006	$89,010 (+23.97%) Land $23,280 Building $65,730
2023	$822.00 (-3.07%)	$25,130 (-) Land $8,939 Building $16,191	$71,800 Land $25,540 Building $46,260
2022	$848.00	$25,130 Land $8,940 Building $16,190
2021			$71,800 Land $25,540 Building $46,260

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2435 Vardon Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	19 (1987–2023)
Claims Outside the SFHA	5 of 19
Most Recent Claim	Aug 2023 · river or lake flooding
Claims by Event	Hurricane Katrina Evacuation, Sep 2005 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2435 Vardon Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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