Genesee County property record for 2435 Thomas St, Flint, MI 48504
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,888 sqft · built 1929 |
| Lot Size | 0.113 acres (4,922 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,545 (2025) |
| Deeds & Mortgages | Mar 2024 Mortgage Apr 2022 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 40-14-126-012 |
| Primary APN | 40-14-126-012 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,888 sqft Living Area |
| 1st Floor Area | 996 sqft |
| Basement Area | 996 sqft |
| Unfinished Basement | 997 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1929 |
|---|---|
| Effective Year Built | Effective 1929 |
| Exterior Material | Wood Siding |
| Lot Area | 4,922 sqft (0.113 acres) |
| Lot Dimensions | 100 ft deep x 49.2 ft wide |
| Garage Area | 436 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 301 sqft |
| Heating System | Hot Water |
|---|
| Street Address | 2435 THOMAS ST |
|---|---|
| City | FLINT |
| State | MI |
| Zip | 48504-4686 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TN-2 |
| Legal Description | MODERN HOUSING CORPORATION ADDITION NO. 6 LOT 10, BLK 156 |
| Legal Subdivision | MODERN HOUSING CORPORATION ADDITION |
| Legal Block | 156 |
| Legal Lot Number | 10 |
| Jurisdiction | GENESEE MI |
| Township / Civil Division | FLINT |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 1600 |
Source: Genesee County records · APN 40-14-126-012
Assessment roll updated October 3, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2435 THOMAS ST, FLINT, MI 48504-4686 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Date | Document |
|---|---|
| Mar 22, 2024 | Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB |
| Apr 04, 2022 | Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE |
| Sep 12, 2022 | Correction Deed |
| Sep 27, 2021 | Intrafamily Transfer, Transfer |
| Aug 03, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Jul 16, 2019 | Loan Modification, Mortgage CARRINGTON MTG SVCS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Sep 10, 2021 |
| Transfer Doc | 0000076962 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Property Address | 2435 THOMAS ST, FLINT, MI 48504-4686 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2024 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 2435 THOMAS ST, FLINT, MI 48504-4686 |
| Document Number | 0000012351 |
|---|---|
| Date | Mar 22, 2024 |
| Instrument | 202403220012351 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 334 Months |
| Due | Jan 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Property Address | 2435 THOMAS ST, FLINT, MI 48504-4686 |
| Transaction Type | Mortgage |
| Record Updated | May 01, 2023 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 2435 THOMAS ST, FLINT, MI 48504-4686 |
| Document Number | 0000020571 |
|---|---|
| Date | Apr 04, 2022 |
| Instrument | 202204040020571 |
| Name | MIDLAND MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Jan 01, 2052 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | GENESEE MI |
| Recording Date | Sep 12, 2022 |
| Property Address | 2435 THOMAS ST, FLINT, MI 48504-4686 |
| Document Number | 0000060868 |
| Instrument Date | Sep 09, 2022 |
| Instrument | 202209120060868 |
| Record Updated | May 01, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2435 THOMAS ST, FLINT, MI 48504-4686 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | GENESEE MI |
| Recording Date | Sep 27, 2021 |
| Property Address | 2435 THOMAS ST, FLINT, MI 48504-4686 |
| Document Number | 0000076962 |
| Instrument Date | Sep 10, 2021 |
| Instrument | 202109270076962 |
| Transaction Type | Transfer |
| Record Updated | May 01, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2435 THOMAS ST, FLINT, MI 48504-4686 |
| Name | Verified Name |
|---|---|
| Address | 2485 THOMAS ST, FLINT, MI 48504-4686 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GENESEE MI |
| Recording Date | Aug 03, 2020 |
| Property Address | 2435 THOMAS ST, FLINT, MI 48504-4686 |
| Document Number | 0000054481 |
| Instrument Date | Jul 29, 2019 |
| Instrument | 54481 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3013 SHAWNEE AVE FLINT MI 485071934, FLINT, MI 48507-1934 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | GENESEE MI |
| Property Address | 2435 THOMAS ST, FLINT, MI 48504-4686 |
| Document Number | 0000053266 |
| Instrument Date | Jul 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 2435 THOMAS ST FLINT MI 485044686, FLINT, MI 48504-4686 |
| Document Number | 0000053266 |
|---|---|
| Date | Aug 08, 2019 |
| Instrument | 53266 |
| Name | CARRINGTON MTG SVCS |
|---|---|
| Address | ANAHEIM, CA 92806 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 07, 2049 |
| Rate | 4.62% |
|---|
Source: Genesee County records · Assessment roll updated October 3, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Genesee County |
| Municipality | Flint City |
| Unified School District | Flint City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,545.00 (-9.28%) Homeowner's exemption | $57,000 (+27.52%) | $114,000 (+27.52%) |
| 2024 | $1,703.00 | ||
| 2023 | $44,700 | $89,400 |
Source: FEMA National Flood Hazard Layer as of February 19, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: AT&T, Verizon.
Based on FCC filings for 609 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF FLINT serves 81,252 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2026 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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