2435 Terindale Way, Tracy, CA 95377 Property Records

San Joaquin County property record for 2435 Terindale Way, Tracy, CA 95377

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,654 sqft · built 2021
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Trust Names on File
Last Sale	$793,000 (Jul 2021)
Tax Bill	$11,700 (2026)
Deeds & Mortgages	Dec 2021 Mortgage Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`253-430-230-000`

Property Details

APN / Parcel Number

Primary APN	`253-430-230-000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,654 sqft Living Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	5,663 sqft (0.13 acres)
Garage Area	464 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2435 TERINDALE WAY
City	TRACY
State	CA
Zip	95377-8577
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 86 TRACY HILLS VILLAGE 1B, TRACT 3943
Legal Subdivision	TRACY HILLS VILLAGE 1B
Legal Tract	3943
Legal Block	1
Legal Lot Number	86
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	1
Census Block	1028
Census Tract	5502

Owner

2435 Terindale Way is owner-occupied and held in a trust since July 2021.

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	2435 TERINDALE WAY, TRACY, CA 95377-8577
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage TRAVIS CU
Jul 7, 2021	Grant Deed, Subdivision Related Transfer · Conventional Mortgage TRAVIS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2021 · Amount on File
Deed Sale	Jul 7, 2021 · Amount on File
Deed Document Number	2021113990
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	2435 TERINDALE WAY, TRACY, CA 95377-8577
Transaction Type	Mortgage
Record Updated	May 11, 2022
Title Company	HAGO TITLE, CHCAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2435 TERINDALE WAY, TRACY, CA 95377-8577

Mortgage

Document Number	0000214505
Date	Dec 27, 2021
Instrument	2021-214505

Lender

Name	TRAVIS CU
Type	Credit Union
Address	VACAVILLE, CA 95687

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

July 2021: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jul 7, 2021
Property Address	2435 TERINDALE WAY, TRACY, CA 95377-8577
Document Number	0000113990
Map Reference	MB 43 PG 40
Instrument Date	Jun 25, 2021
Instrument	2021-113990
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 7, 2023
Title Company	LENNAR TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	2435 TERINDALE WAY, TRACY, CA 95377-8577

Mortgage

Document Number	0000113991
Date	Jul 7, 2021
Instrument	2021-113991

Lender

Name	TRAVIS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.75%
Type Change Date	Aug 1, 2020
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	8.75%
Index	1-Year CMT
Max Rate	8.75%

Mortgage

Document Number	0000113992
Date	Jul 7, 2021
Instrument	2021-113992

Lender

Name	TRAVIS CU
Type	Credit Union
Address	VACAVILLE, CA 95687

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Aug 2, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 2435 Terindale Way was $11,700 with a homeowner's exemption, down 4.1% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Secondary School District	Tracy Unified School District (9-12) (09 - 12)
Elementary School District	Jefferson Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,700.00 (-4.08%)
2025	$12,198.00 Homeowner's exemption	$841,048 Land $159,181 Building $681,867
2023	$11,644.00 (+1.9%) Homeowner's exemption	$808,391 Land $153,000 Building $655,391	$888,930
2022	$11,427.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2435 Terindale Way in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1983–2022)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2435 Terindale Way is high, ranking above 88% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 88% of the US · above 70% of California
Wildfire Likelihood	1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TRACY serves 98,215 people · EPA ID CA3910011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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