Union County property record for 2435 Silverthorne Dr, Monroe, NC 28110
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,678 sqft · built 2017 |
| Lot Size | 1.24 acres (54,014 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $360,000 (Aug 2018) |
| Tax Bill | $3,447 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Aug 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-177-027S |
| Primary APN | 09-177-027S |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,678 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Construction Type | Wood |
| Roof Type | Gable |
| Lot Area | 54,014 sqft (1.24 acres) |
| Garage Type | Attached |
| Garage Area | 575 sqft |
| Porch | Slab |
| Porch Area | 122 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2435 SILVERTHORNE DR |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-8701 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA-40 UNIO |
| Legal Description | #15 SILVERTHORNE OPCI-3 |
| Legal Subdivision | SILVERTHORNE |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 1 |
| Census Block | 1060 |
| Census Tract | 20401 |
Source: Union County records, as of April 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2435 SILVERTHORNE DR, MONROE, NC 28110-8701 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 15, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CAPTIAL CENTER LLC |
| Aug 3, 2018 | Warranty Deed, Subdivision Related Transfer · Conventional with PMI AMERISOUTH MTG |
| Sep 7, 2017 | Warranty Deed, Construction Loan · Construction Mortgage BANK OF NC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 3, 2018 · Amount on Record |
| Deed Sale | Aug 3, 2018 · Amount on Record |
| Prior Sale | Sep 7, 2017 · Amount on Record |
| Deed Document Number | 201821775 |
| Deed Book / Page | 7209 / 637 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Apr 15, 2026 |
| Property Address | 2435 SILVERTHORNE DR, MONROE, NC 28110-8701 |
| Document Number | 0000010060 |
| Book / Page | 9349 / 848 |
| Instrument Date | Apr 10, 2026 |
| Instrument | 202610060 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 2435 SILVERTHORNE DR, MONROE, NC 28110-8701 |
| Document Number | 0000010060, |
|---|---|
| Date | Apr 15, 2026 |
| Book Page | 9349/848 |
| Instrument | 202610060 |
| Name | CAPTIAL CENTER LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Aug 3, 2018 |
| Property Address | 2435 SILVERTHORNE DR, MONROE, NC 28110-8701 |
| Document Number | 7209647 |
| Book / Page | 007209 / 000647 |
| Instrument Date | Aug 3, 2018 |
| Instrument | 21775 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 15, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $720.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2435 SILVERTHORNE DR MONROE NC 281108701, MONROE, NC 28110-8701 |
| Document Number | 7209649 |
|---|---|
| Date | Aug 3, 2018 |
| Book Page | 007209/000649 |
| Instrument | 21776 |
| Name | AMERISOUTH MTG |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28227 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 2, 2038 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Sep 7, 2017 |
| Property Address | 2435 SILVERTHORNE DR, MONROE, NC 28110-8701 |
| Document Number | 70103 |
| Book / Page | 007010 / 000003 |
| Instrument Date | Sep 5, 2017 |
| Instrument | 26259 |
| Transaction Type | Construction Loan |
| Record Updated | Jan 11, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $96.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4724 OLD MONROE MARSHVL RD MARSHVILLE NC 281038073, MARSHVILLE, NC 28103-8073 |
| Document Number | 70105 |
|---|---|
| Date | Sep 7, 2017 |
| Book Page | 007010/000005 |
| Instrument | 26260 |
| Name | BANK OF NC |
|---|---|
| Type | Bank |
| Address | MONROE, NC 28110 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Unionville Town |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,447.00 (+38.66%) | $678,400 (+82.66%) Land $100,800 Building $577,600 | $678,400 (+82.66%) Land $100,800 Building $577,600 |
| 2023 | $2,486.00 | $371,400 Land $41,500 Building $329,900 | $371,400 Land $41,500 Building $329,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2020) |
| Most Recent Claim | Feb 2020 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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