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  5. Saint Stephens Rd

2435 Saint Stephens Rd, Mobile, AL 36617 Property Records

Mobile County property record for 2435 Saint Stephens Rd, Mobile, AL 36617

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,172 sqft · built 1984
Lot Size0.173 acres (7,551 sqft)
OwnerCompany Name on Record
Last Sale$76,454 (Jun 2026)
Tax Bill$450 (2025)
Deeds & MortgagesJun 2026 Sale
Jun 2026 Sale & Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APNR022902440015471

Property Details

APN / Parcel Number

Primary APNR022902440015471
Alternative APNs
  • 29 02 44 0 015 471.XXX
  • 00679527
  • 679527

Interior

Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,172 sqft Living Area
1st Floor Area1,172 sqft
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsbestos
Lot Area7,551 sqft (0.173 acres)
Garage Area480 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area112 sqft

Location & Zoning

Account Number679527
Street Address2435 SAINT STEPHENS RD
CityMOBILE
StateAL
Zip36617-3548
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 4 BLK 2 ST STEPHENS TERRACE DBK 156 NS P 516 #SEC 44 T4S R1W #MP29 02 44 0 015
Legal Range04S
Legal Township04S
Legal Section44
Legal SubdivisionSTEPHENS TERRACE
Legal Block2
Legal Lot Number4
JurisdictionMOBILE AL
Township / Civil DivisionMOBILE
Census Block Group2
Census Block2000
Census Tract702

Owner

Source: Mobile County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address5616 CANDIA CT, MOBILE, AL 36693-2509
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Jun 26, 2026Deed, Transfer
NONE LISTED ON DOCUMENT
Jun 26, 2026Warranty Deed, Transfer · Conventional Mortgage
VELOCITY COMMERCIAL CAPITAL LLC
May 1, 2023Deed of Trust, Mortgage · Line of Credit
CENTURY BANK
Feb 11, 2022Warranty Deed, Transfer
Aug 24, 2018Grant Deed, Transfer
ATTORNEY ONLY
May 9, 2018Deed in Lieu of Foreclosure, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 26, 2026 · Amount on Record
Deed SaleJun 26, 2026 · Amount on Record
Prior SaleJun 26, 2026 · Amount on Record
Deed Document Number202637232
Record UpdatedSep 20, 2026

June 2026: Deed, Transfer

Document TypeDeed
JurisdictionMOBILE AL
Recording DateJun 26, 2026
Property Address2435 SAINT STEPHENS RD, MOBILE, AL 36617-3548
Document Number0000037232
Instrument DateJun 15, 2026
Instrument202637232
Transaction TypeTransfer
Record UpdatedJul 7, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Tax$7,721.45
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership
Address5616 CANDIA CT, MOBILE, AL 36693-2509

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMOBILE AL
Recording DateJun 26, 2026
Property Address2435 SAINT STEPHENS RD, MOBILE, AL 36617-3548
Document Number0000037230
Instrument DateJun 12, 2026
Instrument202637230
Transaction TypeTransfer
Record UpdatedJul 7, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$51,479.70
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5616 CANDIA CT, MOBILE, AL 36693-2509

Mortgage

Document Number0000037231,
DateJun 26, 2026
Instrument202637231
Lender
NameVELOCITY COMMERCIAL CAPITAL LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate6.36%
Max Rate-1%

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMOBILE AL
Property Address2435 SAINT STEPHENS RD, MOBILE, AL 36617-3548
Transaction TypeMortgage
Record UpdatedJan 1, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000027417
DateMay 1, 2023
Instrument2023027417
Lender
NameCENTURY BANK
TypeBank
AddressMOBILE, AL 36608
Agreement
TypeLine of Credit
AmountAmount Recorded

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMOBILE AL
Recording DateFeb 11, 2022
Property Address2435 SAINT STEPHENS RD, MOBILE, AL 36617-3548
Document Number0000010720
Map ReferenceMB 156 PG 516&517
Instrument DateJan 26, 2022
Instrument2022010720
Transaction TypeTransfer
Record UpdatedFeb 23, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1239 SUDAN ST, 1239, MOBILE, AL 36693-4401

Transferred To (Grantee/Buyer)

NameVerified Name
Address1239 SUDAN ST, MOBILE, AL 36693-4401

August 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMOBILE AL
Recording DateAug 24, 2018
Property Address2435 SAINT STEPHENS RD, MOBILE, AL 36617-3548
Document Number0000050083
Book / Page007674 / 000239
Instrument DateAug 14, 2018
Instrument50083
Transaction TypeTransfer
Record UpdatedFeb 28, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$10.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2651 WEEMS DR MOBILE AL 366072115, MOBILE, AL 36607-2115

May 2018: Deed in Lieu of Foreclosure, Foreclosure

Document TypeDeed in Lieu of Foreclosure
JurisdictionMOBILE AL
Recording DateMay 9, 2018
Property Address2435 SAINT STEPHENS RD, MOBILE, AL 36617-3548
Document Number0000025819
Book / Page007634 / 000733
Instrument DateMar 22, 2018
Instrument25819
Transaction TypeForeclosure
Record UpdatedFeb 28, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$48.43
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCorporate Trust
Address1600 S DOUGLASS RD #100200A ANAHEIM CA 928065948, 100200, ANAHEIM, CA 92806-5948

Tax Assessment & Valuation

Source: Mobile County assessment roll, as of December 23, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyMobile County
MunicipalityMobile City
Unified School DistrictMobile County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$450.00 (+5.39%)$7,100 (+7.9%) Land $1,200 Building $5,900$35,500 (+7.9%) Land $6,000 Building $29,500
2023$427.00$6,580 Land $1,200 Building $5,380$32,900 Land $6,000 Building $26,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims4 (1980–1981)
Claims Outside the SFHA1 of 4
Most Recent ClaimMay 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 74% of Alabama
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MOBILE, BD. OF W&S COMM. OF THE
serves 279,000 people · EPA ID AL0001005
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 531 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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