2435 S Outer Dr, Saginaw, MI 48601 Property Records

Saginaw County property record for 2435 S Outer Dr, Saginaw, MI 48601

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,208 sqft · built 1956
Lot Size	0.226 acres (9,845 sqft)
Owner	2 Individual Names on Record
Last Sale	$64,900 (Jan 2021)
Tax Bill	$1,886 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage Jun 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-12-5-32-1600-000`

Property Details

APN / Parcel Number

Primary APN	`10-12-5-32-1600-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,208 sqft Living Area
1st Floor Area	1,208 sqft
Basement Area	1,208 sqft
Unfinished Basement	1,208 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Raised Ranch
Exterior Material	Wood Siding
Roof Type	Hip
Roof Material	Asphalt
Lot Area	9,845 sqft (0.226 acres)
Lot Dimensions	123 ft deep x 80 ft wide
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	20 sqft
Deck Area	Deck Area
Patio Area	195 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	2435 S OUTER DR
City	SAGINAW
State	MI
Zip	48601-6645
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1 RES
Legal Description	LOT 100 GAGNE-MAYER SUBDIVISION SEC 32 T12N R5E
Legal Range	05E
Legal Township	12N
Legal Section	32
Legal Subdivision	GAGNE-MAYER SUBDIVISION
Legal Lot Number	100
Legal Unit	100
Jurisdiction	SAGINAW MI
Township / Civil Division	BUENA VISTA
Census Block Group	1
Census Block	1004
Census Tract	11002

Owner

Source: Saginaw County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2435 S OUTER DR, SAGINAW, MI 48601-6645
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2021	Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Jun 13, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Jun 18, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 8, 2021 · Amount on Record
Deed Sale	Jan 8, 2021 · Amount on Record
Prior Sale	Jun 18, 2018 · Amount on Record
Deed Document Number	2021971
Record Updated	Oct 29, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Jan 8, 2021
Property Address	2435 S OUTER DR, SAGINAW, MI 48601-6645
Document Number	2021000971
Map Reference	LB 7 PG 49
Instrument Date	Dec 28, 2020
Instrument	2021000971
Transaction Type	Transfer
Record Updated	Sep 2, 2021
Title Company	CROSSROADS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$487.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2951 JOHNS DR, 2951, SAGINAW, MI 48603-3320

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1103 MORRIS ST, SAGINAW, MI 48601-3459

Mortgage

Document Number	2021000972
Date	Jan 8, 2021
Instrument	2021000972

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAGINAW MI
Recording Date	Jun 13, 2019
Property Address	2435 S OUTER DR, SAGINAW, MI 48601-6645
Document Number	0000015940
Instrument Date	Jun 12, 2019
Instrument	15940
Transaction Type	Transfer
Record Updated	Jun 27, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2951 JOHNS DR SAGINAW MI 486033320, SAGINAW, MI 48603-3320

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAGINAW MI
Recording Date	Jun 18, 2018
Property Address	2435 S OUTER DR, SAGINAW, MI 48601-6645
Document Number	0000017378
Instrument Date	Jun 18, 2018
Instrument	17378
Transaction Type	Transfer
Record Updated	Jul 4, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3031 HAROLD ST SAGINAW MI 486013119, SAGINAW, MI 48601-3119

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Buena Vista Charter Township
Unified School District	Saginaw City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$41,500 (+16.57%)	$83,000 (+16.57%)
2025	$1,886.00 (+15.35%) Homeowner's exemption
2023		$35,600	$71,200
2022	$1,635.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BUENA VISTA TOWNSHIP serves 8,676 people · EPA ID MI0000980
Water Source	Purchased surface water from CITY OF SAGINAW
Last State Inspection	Mar 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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