2435 S 2nd St, Waco, TX 76706 Property Records

McLennan County property record for 2435 S 2nd St, Waco, TX 76706

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,108 sqft · built 2004
Lot Size	0.242 acres (10,549 sqft)
Owner	Company Name on Record
Last Sale	$858,400 (Sep 2026)
Tax Bill	$4,609 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Jan 2020 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`48-003505-000102-0`

Property Details

APN / Parcel Number

Primary APN	`48-003505-000102-0`
Alternative APN	`326307`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,108 sqft Living Area
Gross Area	2,564 sqft
1st Floor Area	2,108 sqft
Flooring	Carpet

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,549 sqft (0.242 acres)
Lot Dimensions	175 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	456 sqft
Driveway	Concrete Driveway
Driveway Area	1,810 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	355 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2435 S 2ND ST
City	WACO
State	TX
Zip	76706-6407
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	O2
Legal Description	BECKER JUSTIN ADDITION LOT 2 BLOCK 1 ACRES .2422
Legal Subdivision	BECKER JUSTIN ADDITION
Legal Block	1
Legal Lot Number	2
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2014
Census Tract	200

Owner

Source: McLennan County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	400 AUSTIN AVE, 202, WACO, TX 76701-2122
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2026	Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK/MCGREGOR
Jan 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage AFFILIATED BANK
Nov 20, 2017	Warranty Deed, Transfer · Line of Credit SECURITY BK/CRAWFORD
Nov 17, 2017	Vendor's Lien, Transfer · Conventional Mortgage AFFILIATED BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2026 · Amount on Record
Deed Sale	Sep 9, 2026 · Amount on Record
Prior Sale	Nov 20, 2017 · Amount on Record
Deed Document Number	202629113
Prior Transfer Date	Nov 17, 2017
Prior Transfer Doc	0000038410
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MCLENNAN TX
Recording Date	Sep 9, 2026
Property Address	2435 S 2ND ST, WACO, TX 76706-6407
Document Number	0000029113
Instrument Date	Sep 4, 2026
Instrument	202629113
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership

Mortgage

Document Number	0000029114,
Date	Sep 9, 2026
Instrument	202629114

Lender

Name	FIRST NATIONAL BANK/MCGREGOR

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 4, 2046

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	2435 S 2ND ST, WACO, TX 76706-6407
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FTC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000344
Date	Jan 3, 2020
Instrument	2020000344

Lender

Name	AFFILIATED BANK
Type	Bank
Address	ARLINGTON, TX 76015

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Nov 20, 2017
Property Address	2435 S 2ND ST, WACO, TX 76706-6407
Document Number	0000038410
Instrument Date	Nov 17, 2017
Instrument	38410
Transaction Type	Transfer
Record Updated	Dec 5, 2017

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14599 N HIGHWAY 6 VALLEY MILLS TX 766892922, VALLEY MILLS, TX 76689-2922

Mortgage

Document Number	38411
Date	Nov 20, 2017
Instrument	38411

Lender

Name	SECURITY BK/CRAWFORD
Type	Bank
Address	CRAWFORD, TX 76638

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 19, 2047

Interest

Rate Type	Adjustable Rate

November 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Nov 17, 2017
Property Address	2435 S 2ND ST, WACO, TX 76706-6407
Document Number	0000038203
Map Reference	DOC2004002487
Instrument Date	Nov 16, 2017
Instrument	2017038203
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2435 S 2ND ST, 2435, WACO, TX 76706-6407

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2421 S 3RD ST APT 212, 212, WACO, TX 76706-6415

Mortgage

Document Number	0000038204
Date	Nov 17, 2017
Instrument	2017038204

Lender

Name	AFFILIATED BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$205,000 (-) Land $45,990 Building $159,010	$205,000 (-) Land $45,990 Building $159,010
2025	$4,609.00 (-0.32%)	$205,000 (-) Land $45,990 Building $159,010	$205,000 (-) Land $45,990 Building $159,010
2024	$4,624.00 (+0.63%)
2023		$205,000 Land $41,670 Building $163,330	$205,000 Land $41,670 Building $163,330
2022	$4,595.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 28 policies
Nearby Flood Policies	28 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 89% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Central Link Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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