2435 Robertson Ln, Lenoir, NC 28645 Property Records

Caldwell County property record for 2435 Robertson Ln, Lenoir, NC 28645

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,568 sqft · built 1947
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$243,000 (Nov 2022)
Tax Bill	$1,509 (2026)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`176303`

Property Details

APN / Parcel Number

Primary APN	`176303`
Alternative APNs	`09105 2 4` `135761`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,568 sqft Heated Area
Gross Area	3,320 sqft
1st Floor Area	1,568 sqft
Basement Area	756 sqft
Unfinished Basement	756 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1990
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Type	Carport
Garage Area	780 sqft
Carport	Carport
Carport Area	780 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	216 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	176303
Street Address	2435 ROBERTSON LN
City	LENOIR
State	NC
Zip	28645-7610
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 2071 PG 1975 YR 22 ST 486.00
Jurisdiction	CALDWELL NC
Township / Civil Division	LOWER CREEK
Census Block Group	2
Census Block	2010
Census Tract	31100

Owner

2435 Robertson Ln is owned and occupied by an individual who bought it in November 2022.

Source: Caldwell County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	2435 ROBERTSON LN, LENOIR, NC 28645-7610
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2022	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Jun 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage JANICE DANFORD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 2022 · Amount on File
Deed Sale	Nov 30, 2022 · Amount on File
Deed Document Number	202210079122
Deed Book / Page	2071 / 1975
Record Updated	Oct 29, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Nov 30, 2022
Property Address	2435 ROBERTSON LN, LENOIR, NC 28645-7610
Document Number	0020711975
Book / Page	2071 / 1975
Map Reference	MB 28 PG 92
Instrument Date	Nov 30, 2022
Instrument	10079122
Transaction Type	Transfer
Record Updated	Jan 26, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$486.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1281 WEXFORD VILLAGE CIR NE, LENOIR, NC 28645-8294

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2435 ROBERTSON LN, LENOIR, NC 28645-7610

Mortgage

Document Number	0010079123
Date	Nov 30, 2022
Instrument	10079123

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.52%
Type Change Date	Dec 1, 2027
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	7.52%
Index	5-Year TN
Max Rate	11.5%

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	2435 ROBERTSON LN, LENOIR, NC 28645-7610
Document Number	0010012055
Book / Page	001920 / 000751
Instrument Date	Jun 6, 2017
Transaction Type	Mortgage
Record Updated	Jun 19, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 18 MORGANTON BLVD LENOIR NC 28645, LENOIR, NC 28645

Mortgage

Document Number	0010012055
Date	Jun 6, 2017
Book Page	001920/000751
Instrument	10012055

Lender

Name	JANICE DANFORD
Address	5415 NORTHLAND DR # 306, ATLANTA, GA 30342-4804

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	84 Months
Due	Jun 5, 2024

Tax Assessment & Valuation

The 2026 property tax bill for 2435 Robertson Ln was $1,509, down 4.8% from the year before.

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,509.00 (-4.79%)	$247,100 (-) Land $32,600 Building $214,500
2025	$1,585.00	$247,100 Land $32,600 Building $214,500	$247,100 Land $32,600 Building $214,500
2023		$152,900 (-) Land $30,800 Building $122,100	$152,900 (-) Land $30,800 Building $122,100
2022	$1,091.00	$152,900 Land $30,800 Building $122,100	$152,900 Land $30,800 Building $122,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2435 Robertson Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2435 Robertson Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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