2435 N Lorel Ave, #1, Chicago, IL 60639 Property Records

Cook County property record for 2435 N Lorel Ave, #1, Chicago, IL 60639

Property Summary

Property Type	Apartments (5+ Units)
Details	4 bd · 2 ba · 1,808 sqft · built 1922
Lot Size	0.087 acres (3,780 sqft)
Owner	2 Individual Names on Record
Last Sale	$440,000 (May 2025)
Tax Bill	$3,899 (2023)
Deeds & Mortgages	May 2022 Mortgage Apr 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`13-28-329-009`

Property Details

APN / Parcel Number

Primary APN	`13-28-329-009`
Alternative APN	`13-28-329-009-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,808 sqft Living Area

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1924
Architectural Style	Multi-Family
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Material	Asphalt
Lot Area	3,780 sqft (0.087 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2435 N LOREL AVE, 1
City	CHICAGO
State	IL
Zip	60639-1432
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	RS-3
Legal Description	(DICKEY) & (BAKERS) ADD TO (CRAGIN) A SUB OF THE SW S E SW SEC 28-40-13
Legal Range	13E
Legal Township	40N
Legal Section	28
Legal Subdivision	DICKEY & BAKERS ADD TO CRAGIN
Legal Block	1
Legal Lot Number	32
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	3
Census Block	3003
Census Tract	190702

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2435 N LOREL AVE, CHICAGO, IL 60639-1432
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
May 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Apr 19, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Oct 20, 2025	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
May 13, 2025	Warranty Deed, Transfer · FHA Mortgage NATIONS LENDING CORP
Jan 14, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2025 · Amount on Record
Deed Sale	May 13, 2025 · Amount on Record
Prior Sale	Mar 28, 2014 · Amount on Record
Deed Document Number	202523148
Prior Transfer Date	May 8, 2025
Prior Transfer Doc	0000018032
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	2435 N LOREL AVE, CHICAGO, IL 60639-1432
Transaction Type	Mortgage
Record Updated	May 8, 2026
Title Company	RAVENSWOOD TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014418161
Date	May 24, 2022
Instrument	2214418161

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Fixed Rate
Rate	5.87%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	2435 N LOREL AVE, CHICAGO, IL 60639-1432
Transaction Type	Mortgage
Record Updated	May 8, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010918281
Date	Apr 19, 2021
Instrument	2110918281

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Mar 1, 2051

Interest

Rate	2.37%

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COOK IL
Recording Date	Oct 20, 2025
Property Address	2435 N LOREL AVE, CHICAGO, IL 60639-1432
Document Number	0029318032
Instrument Date	May 8, 2025
Instrument	2529318032
Transaction Type	Transfer
Record Updated	May 8, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	2435 N LOREL AVE, CHICAGO, IL 60639-1432

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	May 13, 2025
Property Address	2435 N LOREL AVE, CHICAGO, IL 60639-1432
Document Number	0013323148
Instrument Date	May 7, 2025
Instrument	2513323148
Transaction Type	Transfer
Record Updated	May 8, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$440.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2435 N LOREL AVE, CHICAGO, IL 60639-1432

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2435 N LOREL AVE, CHICAGO, IL 60639-1432

Mortgage

Document Number	0013323149
Date	May 13, 2025
Instrument	2513323149

Lender

Name	NATIONS LENDING CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2055

Interest

Rate Type	Fixed Rate
Rate	7%

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	2435 N LOREL AVE # 1, 1, CHICAGO, IL 60639-1432
Document Number	2002716070
Instrument Date	Jan 14, 2020
Transaction Type	Mortgage
Record Updated	Feb 12, 2020
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2435 N LOREL AVE CHICAGO IL 606391432, CHICAGO, IL 60639-1432

Mortgage

Document Number	2002716070
Date	Jan 27, 2020
Instrument	2716070

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 26, 2050

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$37,000 (+69.85%) Land $6,993 Building $30,007	$370,000 (+69.85%) Land $69,930 Building $300,070
2023	$3,899.00 (-6.36%) Homeowner's exemption	$21,784 (-7.92%) Land $5,670 Building $16,114	$217,840 (-7.92%) Land $56,700 Building $161,140
2022	$4,164.00 Homeowner's exemption	$23,657 Land $5,670 Building $17,987	$236,570 Land $56,700 Building $179,870

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 788 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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