2435 Leonard Dr, Chipley, FL 32428 Property Records

Washington County property record for 2435 Leonard Dr, Chipley, FL 32428

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,400 sqft · built 1975
Lot Size	1.53 acres (66,646 sqft)
Owner	Individual Name on Record
Tax Bill	$257 (2025)
Deeds & Mortgages	Oct 2023 Second Mortgage Aug 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`000033590012`

Property Details

APN / Parcel Number

Primary APN	`000033590012`
Alternative APNs	`00000000-00-3359-0012` `33590012`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,400 sqft Living Area
Gross Area	1,448 sqft
1st Floor Area	1,400 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1980
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	66,646 sqft (1.53 acres)
Garage Type	Detached
Garage Area	280 sqft
Porch	Finished/Open Porch
Porch Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2435 LEONARD DR
City	CHIPLEY
State	FL
Zip	32428-5402
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	28 2 14 1.532 ORB 1096 P 779 BG SEC OF SW4 OF NE4 OF NE4, RN W.305.7,NE ON RD 408.2, SE ON RD 138.5,S.259 TO POB
Legal Range	14W
Legal Township	02S
Legal Section	28
Legal Block	12
Legal Lot Number	12
Jurisdiction	WASHINGTON FL
Township / Civil Division	VERNON
Census Block Group	2
Census Block	2033
Census Tract	970302

Owner

Source: Washington County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2435 LEONARD DR, CHIPLEY, FL 32428-5402
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TYNDALL FCU
Aug 14, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 11, 2015
Deed Sale	Sep 11, 2015
Prior Sale	Jul 29, 2015 · Amount on Record
Deed Document Number	201567005030
Deed Book / Page	1030 / 151
Last Transfer Date	Aug 4, 2017
Transfer Doc	0067005531
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON FL
Property Address	2435 LEONARD DR, CHIPLEY, FL 32428-5402
Transaction Type	Mortgage
Record Updated	Dec 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2435 LEONARD DR, CHIPLEY, FL 32428-5402

Mortgage

Document Number	0067007120
Date	Oct 11, 2023
Book Page	1285/82
Instrument	202367007120

Lender

Name	TYNDALL FCU
Type	Credit Union
Address	PANAMA CITY, FL 32412

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2038

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WASHINGTON FL
Recording Date	Aug 14, 2017
Property Address	2435 LEONARD DR, CHIPLEY, FL 32428-5402
Document Number	0067005531
Book / Page	001096 / 000779
Instrument Date	Aug 14, 2017
Instrument	67005531
Transaction Type	Transfer
Record Updated	Aug 24, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2435 LEONARD DR CHIPLEY FL 324285402, CHIPLEY, FL 32428-5402

Tax Assessment & Valuation

Source: Washington County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$257.00 (+10.3%) Homeowner's exemption	$43,577 (+2.9%)	$83,415 (+1%) Land $11,322 Building $72,093
2024	$233.00 (+6.39%) Homeowner's exemption	$42,349 (+3%)	$75,829 (+14.88%) Land $9,945 Building $65,884
2023	$219.00 (+6.83%) Homeowner's exemption	$41,116 (+3%)	$66,009 (+9.77%) Land $9,945 Building $56,064
2022	$205.00 Homeowner's exemption	$39,918	$60,134 Land $9,180 Building $50,954

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (2019–2022)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Jan 2022 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 74% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, Wildstar Networks.

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