2435 Keystone Ave NE, Saint Michael, MN 55376 Property Records

Wright County property record for 2435 Keystone Ave NE, Saint Michael, MN 55376 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	5 Beds
Bathrooms	2.5 Baths
Year Built	Built 2021
Square Footage	2,959 sqft Living Area
Lot Size	11,292 sqft (0.259 acres)
Occupancy	Owner Occupied
Last Sale	$760,000 (2023)
Tax Bill	$9,788.00 (2026)

Property Details

APN / Parcel Number

Primary APN	`114-372-004010`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Building Area	2,959 sqft Living Area
Stories	2 Stories
Primary Flooring	Wood Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Vinyl Exterior
Roof Construction	Hip Roof Construction
Lot Area	11,292 sqft (0.259 acres)

Utilities and HVAC

Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	2435 KEYSTONE AVE NE
City	SAINT MICHAEL
State	MN
Zip	55376-2217
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	SECT-23 TWP-120 RANGE-024 LAKESHORE PRESERVE 3RD ADDN LOT-001 BLOCK-004 1 BLOCK-004
Legal Range	024
Legal Township	120
Legal Section	23
Legal Subdivision	LAKESHORE PRESERVE 3RD ADDN
Legal Block	4
Legal Lot Number	1
Jurisdiction	WRIGHT MN
Minor Civil Division	ST. MICHAEL
Census Blockgroup	3
Census Block	3000
Census Tract	100803

Owner

Source: Wright County records · APN 114-372-004010

Assessment roll updated July 20, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2435 KEYSTONE AVE NE, SAINT MICHAEL, MN 55376-2217
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 10, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage BAXTER CU
Jul 29, 2021	Warranty Deed, Transfer CUSTOM HOME BUILDERS TITLE, CUSTOM HOME BUILDERS TTL LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 28, 2023 · Amount on Record
Deed Sale	Sep 28, 2023 · Amount on Record
Prior Sale	Jul 29, 2021 · Amount on Record
Deed Doc Number	20231584536
Record Refreshed	Sep 20, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Sep 28, 2023
Property Address	2435 KEYSTONE AVE NE, SAINT MICHAEL, MN 55376-2217
Document Number	00A1539523
Instrument Date	Sep 28, 2023
Instrument	A1539523
Transaction Type	Transfer
Record Updated	Oct 24, 2023
Title Company	CLEAR TITLE, CLEAR TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,508.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants In Common
Address	2435 KEYSTONE AVE NE, SAINT MICHAEL, MN 55376-2217

Mortgage

Document Number	00A1539524
Date	Sep 28, 2023
Instrument	A1539524

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2053

January 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Jan 10, 2022
Property Address	2435 KEYSTONE AVE NE, SAINT MICHAEL, MN 55376-2217
Document Number	00A1495785
Instrument Date	Jan 07, 2022
Instrument	A1495785
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 26, 2022
Title Company	CUSTOM HOME BUILDERS TITLE, CUSTOM HOME BUILDERS TTL LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,418.41
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2435 KEYSTONE AVE NE, SAINT MICHAEL, MN 55376-2217

Mortgage

Document Number	00A1495788
Date	Jan 10, 2022
Instrument	A1495788

Lender

Name	BAXTER CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Feb 01, 2032
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	7.75%
Index	1-Year CMT
Max Rate	7.75%

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Jul 29, 2021
Property Address	2435 KEYSTONE AVE NE, SAINT MICHAEL, MN 55376-2217
Document Number	0001478377
Instrument Date	Jul 28, 2021
Instrument	1478377
Transaction Type	Transfer
Record Updated	Jul 26, 2022
Title Company	CUSTOM HOME BUILDERS TITLE, CUSTOM HOME BUILDERS TTL LLC

Transaction

Amount	Amount Recorded
Tax	$382.80
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13432 HANSON BLVD NW, ANDOVER, MN 55304-4011
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Wright County records · Assessment roll updated July 20, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wright County
Municipality	St. Michael City
Unified School District	St. Michael-Albertville School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,788.00 (-15.87%)	$760,000 (-1.61%) Land $165,000 Building $595,000	$760,000 (-1.61%) Land $165,000 Building $595,000
2025		$772,400 (-1.2%) Land $138,000 Building $634,400	$772,400 (-1.2%) Land $138,000 Building $634,400
2023	$11,635.00 (+2,898.71%)	$781,800 Land $136,100 Building $645,700	$781,800 Land $136,100 Building $645,700
2022	$388.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Wright County (27171C), updated April 19, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

2435 Keystone Ave NE, Saint Michael, MN 55376 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

September 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2022: Warranty Deed, Subdivision Related Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

July 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on Keystone Ave NE

Nearby Streets

Search Property Records by Address or Parcel Number