2435 Deep Gap Farm Rd, Mill Spring, NC 28756 Property Records

Polk County property record for 2435 Deep Gap Farm Rd, Mill Spring, NC 28756

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,650 sqft · built 2007
Lot Size	0.85 acres (37,026 sqft)
Owner	2 Company Names on Record
Last Sale	$1,250,000 (Jul 2026)
Tax Bill	$5,846 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Dec 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`P29-167`

Property Details

APN / Parcel Number

Primary APN	`P29-167`
Alternative APN	`34205`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Building Area	1,650 sqft Finished Area
Basement Area	100 sqft
Finished Basement	100 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Stucco
Foundation Type	Retaining Wall
Roof Material	Shingle
Lot Area	37,026 sqft (0.85 acres)
Garage Area	625 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	34205
Street Address	2435 DEEP GAP FARM RD
City	MILL SPRING
State	NC
Zip	28756-9739
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OPEN
Legal Description	LOT 148, PHASE 1 - MAP 6, 0B01 BRIGHT'S CREEK
Legal Subdivision	BRIGHT'S CREEK
Legal Phase	1
Legal Tract	I
Legal Lot Number	148
Jurisdiction	POLK NC
Township / Civil Division	COOPER GAP
Census Block Group	3
Census Block	3020
Census Tract	920201

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	2435 DEEP GAP FARM RD, MILL SPRING, NC 28756-9739
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2026	Warranty Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE
Dec 12, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2026 · Amount on Record
Deed Sale	Jul 21, 2026 · Amount on Record
Prior Sale	Dec 12, 2022 · Amount on Record
Deed Book / Page	501 / 486
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Jul 21, 2026
Property Address	2435 DEEP GAP FARM RD, MILL SPRING, NC 28756-9739
Document Number	0501000486
Book / Page	501 / 486
Instrument Date	Jul 14, 2026
Transaction Type	Transfer
Record Updated	Jul 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$252,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2435 DEEP GAP FARM RD, MILL SPRING, NC 28756-9739

Mortgage

Document Number	0501000491,
Date	Jul 21, 2026
Book Page	501/491

Lender

Name	TOWNEBANK MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Dec 12, 2022
Property Address	2435 DEEP GAP FARM RD, MILL SPRING, NC 28756-9739
Document Number	00474/2074
Book / Page	474 / 2074
Map Reference	FILE E PG 1225
Instrument Date	Dec 1, 2022
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Amount	Amount Recorded
Tax	$2,010.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1155 MEWS LN, WEST CHESTER, PA 19382-2091

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	17881 VILLA CLUB WAY, BOCA RATON, FL 33496-1000

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,846.00	$1,163,739 (-) Land $52,000 Building $1,111,739	$1,163,739 (-) Land $52,000 Building $1,111,739
2025	$5,846.00 (+86.65%)	$1,163,739 (+138.77%) Land $52,000 Building $1,111,739	$1,163,739 (+138.77%) Land $52,000 Building $1,111,739
2023	$3,132.00	$487,387 Land $36,250 Building $451,137
2021			$487,387 Land $36,250 Building $451,137

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 62% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRIGHTS CREEK WATER SYSTEM private · serves 99 people · EPA ID NC1075006
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	9 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Skyrunner Fixed Wireless	25 / 10

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Deep Gap Farm Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures