2435 Cold River Dr, Humble, TX 77396 Property Records

Harris County property record for 2435 Cold River Dr, Humble, TX 77396

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,362 sqft · built 2017
Lot Size0.152 acres (6,601 sqft)
OwnerIndividual Name on Record
Last Sale$194,000 (Mar 2018)
Tax Bill$5,668 (2025)
Deeds & MortgagesApr 2022 Mortgage
Mar 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN137-603-002-0009

Property Details

APN / Parcel Number

Primary APN137-603-002-0009

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,362 sqft Living Area
1st Floor Area1,202 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialBrick Veneer
Construction TypeBrick
Foundation TypeSlab (Mat/Raft)
Lot Area6,601 sqft (0.152 acres)
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchOpen Frame Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1376030020009
Street Address2435 COLD RIVER DR
CityHUMBLE
StateTX
Zip77396-4911
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 9 BLK 2 WOODLAND PINES SEC 9
Legal SubdivisionWOODLAND PINES SEC 9
Legal Block2
Legal Lot Number9
JurisdictionHARRIS TX
Township / Civil DivisionHOUSTON
Census Block Group2
Census Block2025
Census Tract250102

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2435 COLD RIVER DR, HUMBLE, TX 77396-4911
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 11, 2022Deed of Trust, Mortgage · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION
Mar 1, 2018Grant Deed, Subdivision Related Transfer · FHA Mortgage
CORNERSTONE HM LNDG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 1, 2018 · Amount on Record
Deed SaleMar 1, 2018 · Amount on Record
Deed Document Number201885494
Record UpdatedOct 29, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address2435 COLD RIVER DR, HUMBLE, TX 77396-4911
Transaction TypeMortgage
Record UpdatedApr 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000190944
DateApr 11, 2022
Instrument2022-190944
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
AddressANN ARBOR, MI 48105
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2052

March 2018: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionHARRIS TX
Recording DateMar 1, 2018
Property Address2435 COLD RIVER DR, HUMBLE, TX 77396-4911
Document Number0000085494
Instrument DateFeb 28, 2018
Instrument85494
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 13, 2018
Title CompanyPLATINUM TITLE LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2435 COLD RIVER DR HUMBLE TX 773964911, HUMBLE, TX 77396-4911

Mortgage

Document Number85495
DateMar 1, 2018
Instrument85495
Lender
NameCORNERSTONE HM LNDG
AddressHOUSTON, TX 77027
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 29, 2048

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyHarris County
Unified School DistrictHumble Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$288,425 (-3.36%) Land $55,201 Building $233,224$288,425 (-3.36%) Land $55,201 Building $233,224
2025$5,668.00 (+186.55%) Homeowner's exemption$298,438 (-6.5%) Land $55,201 Building $243,237$298,438 (-6.5%) Land $55,201 Building $243,237
2024$1,978.00 (+14.27%)
2023$319,170 Land $33,121 Building $286,049$319,170 Land $33,121 Building $286,049
2022$1,731.00 (+21.22%)
2020$1,428.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 47 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies47 in force
Nearby Flood Claims3 (2017–2019)
Claims Outside the SFHA3 of 3
Most Recent ClaimSep 2019 · Tropical Storm Imelda
Claims by Event
  • Hurricane Harvey, Aug 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARRIS COUNTY MUD 278
serves 10,584 people · EPA ID TX1012835
Water SourcePurchased surface water from several systems
Last State InspectionSep 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Tachus Fiber Internet
Fiber
8,000 / 8,000
Brightspeed
Fiber
2,000 / 2,000
Xfinity
Fiber · Cable in parts of the area
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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