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24344 del Amo Rd, Ramona, CA 92065 Property Records

San Diego County property record for 24344 del Amo Rd, Ramona, CA 92065

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,918 sqft · built 1980
Lot Size0.415 acres (18,089 sqft)
Owner2 Individual Names on Record
Last Sale$165,000 (Oct 1989)
Tax Bill$4,573 (2025)
Deeds & MortgagesSep 2021 Reverse Mortgage
Feb 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN288-510-16-00

Property Details

APN / Parcel Number

Primary APN288-510-16-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,918 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Architectural StyleMediterranean
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialTile
Lot Area18,089 sqft (0.415 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address24344 DEL AMO RD
CityRAMONA
StateCA
Zip92065-4074
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionLOT 189 TR 007706
Legal SubdivisionSAN DIEGO COUNTRY ESTATES I
Legal Tract007706
Legal Block4
Legal Lot Number189
JurisdictionSAN DIEGO CA
Township / Civil DivisionRAMONA
Census Block Group4
Census Block4002
Census Tract20810

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address24344 DEL AMO RD, RAMONA, CA 92065-4074
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Sep 15, 2021Deed of Trust, Mortgage · Reverse Mortgage
AMERICAN ADVISORS GROUP
Feb 25, 2019Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 23, 1989 · Amount on Record
Deed SaleOct 23, 1989 · Amount on Record
Prior SaleMay 16, 1984 · Amount on Record
Deed Document Number1989572819
Record UpdatedOct 29, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address24344 DEL AMO RD, RAMONA, CA 92065-4074
Transaction TypeMortgage
Record UpdatedAug 1, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address24344 DEL AMO RD, RAMONA, CA 92065-4074

Mortgage

Document Number0000651221
DateSep 15, 2021
Instrument2021-0651221
Lender
NameAMERICAN ADVISORS GROUP
TypeMortgage Company
AddressIRVINE, CA 92612
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate2.49%
Change FrequencyMonthly
Index1-Month LIBOR

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address24344 DEL AMO RD, RAMONA, CA 92065-4074
Document Number0000079167
Instrument DateFeb 25, 2019
Transaction TypeMortgage
Record UpdatedMar 12, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
Address24344 DEL AMO RD RAMONA CA 920654074, RAMONA, CA 92065-4074

Mortgage

Document Number0000079167
DateMar 5, 2019
Instrument79167
Lender
NameBANK OF AMERICA
TypeBank
AddressTAMPA, FL 33634
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$350,404 (+2%) Land $131,341 Building $219,063
2025$4,573.00 (+8.06%) Homeowner's exemption$343,534 (+4.04%) Land $128,766 Building $214,768
2023$4,232.00 (-3.11%) Homeowner's exemption$330,196 Land $123,767 Building $206,429
2022$4,368.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 2024 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 82% of the US · above 60% of California
Wildfire Likelihood0.6% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAMONA MUNICIPAL WD
serves 36,455 people · EPA ID CA3710019
Water SourcePurchased surface water from several systems
Last State InspectionOct 2022
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
Verizon
Fixed Wireless		300 / 20
AT&T
DSL		100 / 20

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