Adair County property record for 2434 Vester Rd, Columbia, KY 42728
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,528 sqft · built 2002 |
| Lot Size | 1.01 acres (43,996 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,733 (2025) |
| Deeds & Mortgages | Sep 2017 Mortgage Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 073-00-00-049.02 |
| Primary APN | 073-00-00-049.02 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,528 sqft Living Area |
| Basement Area | 2,525 sqft |
| Unfinished Basement | 2,525 sqft |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 43,996 sqft (1.01 acres) |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 864 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 14901 |
|---|---|
| Street Address | 2434 VESTER RD |
| City | COLUMBIA |
| State | KY |
| Zip | 42728-9096 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1.01 ACRE+HOME |
| Jurisdiction | ADAIR KY |
| Township / Civil Division | WHITE OAK |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 970300 |
Source: Adair County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 394, COLUMBIA, KY 42728-0394 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 1, 2017 | Deed of Trust, Mortgage · Conventional Mortgage MAGNOLIA BANK |
| Jul 22, 2020 | Deed of Trust, Mortgage · Commercial Mortgage FIRST & FARMERS NATIONAL BANK INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAIR KY |
| Property Address | 2434 VESTER RD, COLUMBIA, KY 42728-9096 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | EC TITLE SERVICES, TECE TITLE SERVICES |
| Name | Verified Name |
|---|
| Document Number | 355/191 |
|---|---|
| Date | Sep 1, 2017 |
| Book Page | 355/191 |
| Name | MAGNOLIA BANK |
|---|---|
| Type | Bank |
| Address | CAMPBELLSVILLE, KY 42718 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAIR KY |
| Property Address | 2434 VESTER RD, COLUMBIA, KY 42728-9096 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 381/224 |
|---|---|
| Date | Jul 22, 2020 |
| Book Page | 381/224 |
| Instrument | 458891 |
| Name | FIRST & FARMERS NATIONAL BANK INC |
|---|---|
| Type | Bank |
| Address | COLUMBIA, KY 42728 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 17, 2030 |
Source: Adair County assessment roll, as of December 5, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Adair County |
| Unified School District | Adair County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $150,000 (-) Land $150,000 | $150,000 (-) Land $150,000 | |
| 2025 | $1,733.00 (+0.41%) | $150,000 (-) Land $150,000 | $150,000 (-) Land $150,000 |
| 2023 | $1,726.00 | $150,000 Land $150,000 | $150,000 Land $150,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 17, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLUMBIA/ADAIR UTILITIES DISTRICT serves 22,113 people · EPA ID KY0011016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Sep 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| DuoBroadband Fiber · Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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