Orange County property record for 2434 Trace Ave, Belle Isle, FL 32809
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,466 sqft · built 1958 |
| Lot Size | 0.193 acres (8,402 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $235,000 (Nov 2017) |
| Tax Bill | $3,727 (2025) |
| Deeds & Mortgages | May 2020 Mortgage Nov 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-23-30-5888-05-012 |
| Primary APN | 19-23-30-5888-05-012 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,466 sqft Living Area |
| Gross Area | 1,971 sqft |
| 1st Floor Area | 1,466 sqft |
| Utility Area | 85 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,402 sqft (0.193 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 2434 TRACE AVE |
|---|---|
| City | BELLE ISLE |
| State | FL |
| Zip | 32809-6141 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-AA |
| Legal Description | NELA ISLE (ISLAND SECTION) O/99 THE N 85 FT LOT 1 BLK E |
| Legal Range | 30E |
| Legal Township | 23S |
| Legal Section | 19 |
| Legal Subdivision | NELA ISLE ISLAND SEC |
| Legal Tract | 5888 |
| Legal Block | E |
| Legal Lot Number | 1 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | ORLANDO |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 14100 |
Source: Orange County records, as of August 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2434 TRACE AVE, BELLE ISLE, FL 32809-6141 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CENTENNIAL BK |
| Nov 2, 2017 | Warranty Deed, Transfer · Conventional with PMI FAIRWINDS CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 2, 2017 · Amount on Record |
| Deed Sale | Nov 2, 2017 · Amount on Record |
| Prior Sale | Nov 22, 2004 · Amount on Record |
| Deed Document Number | 2017599105 |
| Transfer Doc | 5339002876 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 2434 TRACE AVE, BELLE ISLE, FL 32809-6141 |
| Document Number | 0000305688 |
| Instrument Date | May 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 17, 2020 |
| Title Company | FIRST FL TITLE AND TRUST, FIRST FL TITLE & TRUST |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2434 TRACE AVE BELLE ISLE FL 328096141, BELLE ISLE, FL 32809-6141 |
| Document Number | 0000305688 |
|---|---|
| Date | Jun 1, 2020 |
| Instrument | 305688 |
| Name | CENTENNIAL BK |
|---|---|
| Type | Bank |
| Address | CONWAY, AR 72033 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 31, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Nov 2, 2017 |
| Property Address | 2434 TRACE AVE, BELLE ISLE, FL 32809-6141 |
| Document Number | 0000599105 |
| Instrument Date | Oct 27, 2017 |
| Instrument | 599105 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2017 |
| Title Company | MORTGAGE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,645.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2434 TRACE AVE BELLE ISLE FL 328096141, BELLE ISLE, FL 32809-6141 |
| Document Number | 599106 |
|---|---|
| Date | Nov 2, 2017 |
| Instrument | 599106 |
| Name | FAIRWINDS CU |
|---|---|
| Address | ORLANDO, FL 32826 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2047 |
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| Municipality | Belle Isle City |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $242,603 (+2.7%) | $339,690 (-1.6%) Land $125,000 Building $214,690 | |
| 2025 | $3,727.00 (+4.78%) Homeowner's exemption | $236,225 (+5.99%) | $345,230 (+2.25%) Land $125,000 Building $220,230 |
| 2024 | $3,557.00 (+3.61%) | ||
| 2023 | $3,433.00 (+4.6%) Homeowner's exemption | $222,882 (+3%) | $337,641 (+23.53%) Land $125,000 Building $212,641 |
| 2022 | $3,282.00 Homeowner's exemption | $216,390 | $273,335 Land $110,000 Building $163,335 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 23 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 47 units insured incl. 24 condo units |
| Nearby Flood Claims | 5 (1994–2022) |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORLANDO UTILITIES COMMISSION serves 536,466 people · EPA ID FL3480962 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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