2434 S Post Rd, Shelby, NC 28152 Property Records

Cleveland County property record for 2434 S Post Rd, Shelby, NC 28152

Property Summary

Property Type	Single Family Home
Details	1,512 sqft · built 2005
Lot Size	1 acres (43,744 sqft)
Owner	Individual Name on File
Tax Bill	$842 (2026)
Deeds & Mortgages	Jul 2022 Line of Credit Feb 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`59357`

Property Details

APN / Parcel Number

Primary APN	`59357`
Alternative APN	`1305672`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,512 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2008
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Lot Area	43,744 sqft (1 acres)
Deck Area	120 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1305672
Street Address	2434 S POST RD
City	SHELBY
State	NC
Zip	28152-8209
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	1 AC PB29-84 OFF HWY 180
Legal Subdivision	SOUTH SHELBY
Legal Block	1
Legal Lot Number	224
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	3
Census Block	3000
Census Tract	951601

Owner

2434 S Post Rd is owned and occupied by an individual who acquired it in November 2014.

Source: Cleveland County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	2434 S POST RD, SHELBY, NC 28152-8209
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2022	Deed of Trust, Mortgage · Line of Credit TRULIANT FCU
Feb 15, 2018	Warranty Deed, Transfer · Line of Credit BB&T COLLATERAL SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 29, 2014
Transfer Doc	0016891290
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	2434 S POST RD, SHELBY, NC 28152-8209
Transaction Type	Mortgage
Record Updated	Aug 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0018780513
Date	Jul 20, 2022
Book Page	1878/513
Instrument	200075913

Lender

Name	TRULIANT FCU
Type	Credit Union
Address	WINSTON SALEM, NC 27103

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 4, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Feb 15, 2018
Property Address	2434 S POST RD, SHELBY, NC 28152-8209
Document Number	0017610559
Book / Page	001761 / 000559
Instrument Date	Feb 14, 2018
Instrument	10272
Transaction Type	Transfer
Record Updated	Mar 6, 2018

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	613 MCBRAYER HOMESTEAD RD SHELBY NC 281529536, SHELBY, NC 28152-9536

Mortgage

Document Number	17610562
Date	Feb 15, 2018
Book Page	001761/000562
Instrument	10273

Lender

Name	BB&T COLLATERAL SVCS
Address	GASTONIA, NC 28052-4144

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 2434 S Post Rd was $842, up 9.9% from the year before.

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$842.00 (+9.92%)	$120,673 (-) Land $11,550 Building $109,123	$120,673 (-) Land $11,550 Building $109,123
2025	$766.00	$120,673 Land $11,550 Building $109,123	$120,673 Land $11,550 Building $109,123
2023		$71,603 Land $9,900 Building $61,703	$71,603 Land $9,900 Building $61,703

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2434 S Post Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2434 S Post Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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