2434 Pepper Ave, Melbourne, FL 32935 Property Records

Brevard County property record for 2434 Pepper Ave, Melbourne, FL 32935

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,152 sqft · built 1958
Lot Size0.15 acres (6,534 sqft)
OwnerCompany Name on Record
Last Sale$152,500 (Sep 2023)
Tax Bill$3,422 (2025)
Deeds & MortgagesApr 2024 Mortgage
Sep 2023 Sale & Construction Loan
+ 3 more
Flood ZoneZone X (minimal risk)
APN27-37-19-05-L-31

Property Details

APN / Parcel Number

Primary APN27-37-19-05-L-31
Alternative APNs
  • 27-37-19-05-0000L.0-0031.00
  • 2721019

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,152 sqft Living Area
Gross Area1,452 sqft
1st Floor Area1,152 sqft

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1998
Exterior MaterialAluminum/Vinyl
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area6,534 sqft (0.15 acres)
Lot Dimensions105 ft deep x 59 ft wide
PorchEnclosed/Unfinished Porch
Porch Area170 sqft
Utility Building130 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2721019
Street Address2434 PEPPER AVE
CityMELBOURNE
StateFL
Zip32935-2753
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1A
Legal DescriptionBOWE GARDENS SEC J 3 LOT 31 BLK L
Legal Range37E
Legal Township27S
Legal Section19
Legal SubdivisionBOWE GARDENS SEC J 3
Legal BlockL
Legal Lot Number31
JurisdictionBREVARD FL
Township / Civil DivisionMELBOURNE
Census Block Group2
Census Block2024
Census Tract64500

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address3220 N HIGHWAY 1, COCOA, FL 32926-6671
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
Apr 8, 2024Warranty Deed, Transfer · Stand-Alone First Mortgage
ENCORE SFR FINANCE LLC
Sep 18, 2023Warranty Deed, Transfer · Construction Mortgage
GENESIS CAPITAL LLC
Sep 8, 2021Deed of Trust, Mortgage · VA Mortgage
CALIBER HOME LOANS INC
Apr 6, 2018Warranty Deed, Transfer · FHA Mortgage
CALIBER HM LOANS
Apr 6, 2018Warranty Deed, Transfer
STATE TITLE COMPANY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 18, 2023 · Amount on Record
Deed SaleSep 18, 2023 · Amount on Record
Prior SaleApr 6, 2018 · Amount on Record
Deed Document Number2023199058
Deed Book / Page9889 / 1037
Prior Transfer DateJul 18, 2007
Prior Transfer Doc0057975923
Record UpdatedSep 20, 2026

April 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateApr 8, 2024
Property Address2434 PEPPER AVE, MELBOURNE, FL 32935-2753
Document Number0100330634
Book / Page10033 / 634
Map ReferenceMB 12 PG 86
Instrument DateMar 15, 2024
Instrument2024070252
Transaction TypeTransfer
Record UpdatedApr 24, 2024
Title CompanyTITLE STREAM, TITLE TEAM

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address3400 POSEIDON WAY, INDIALANTIC, FL 32903-1840

Transferred To (Grantee/Buyer)

NameVerified Name
Address3220 N HIGHWAY 1, COCOA, FL 32926-6671
InvestorPossibly a Property Investor

Mortgage

Document Number0100330638
DateApr 8, 2024
Instrument10033/0638
Lender
NameENCORE SFR FINANCE LLC
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateSep 18, 2023
Property Address2434 PEPPER AVE, MELBOURNE, FL 32935-2753
Document Number0098891037
Book / Page9889 / 1037
Map ReferenceMB 12 PG 86
Instrument DateAug 24, 2023
Instrument2023199058
Transaction TypeTransfer
Record UpdatedOct 2, 2023
Title CompanyTITLE NOW LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,067.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2802 S KNOXVILLE WAY, DENVER, CO 80227-3860

Transferred To (Grantee/Buyer)

NameVerified Name
Address3220 N HIGHWAY 1, COCOA, FL 32926-6671

Mortgage

Document Number0098891039
DateSep 18, 2023
Book Page9889/1039
Instrument2023199059
Lender
NameGENESIS CAPITAL LLC
TypeMortgage Company
AddressSHERMAN OAKS, CA 91403
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address2434 PEPPER AVE, MELBOURNE, FL 32935-2753
Transaction TypeMortgage
Record UpdatedMar 6, 2023
Title CompanyABSTRACT AND TITLE SERVICES, ABSTRACT & TITLE SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address2434 PEPPER AVE, MELBOURNE, FL 32935-2753

Mortgage

Document Number0092501424
DateSep 8, 2021
Book Page9250/1424
Instrument2021234125
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
AddressOKLAHOMA CITY, OK 73134
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term319 Months
DueApr 1, 2048

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateApr 6, 2018
Property Address2434 PEPPER AVE, MELBOURNE, FL 32935-2753
Document Number0081321078
Book / Page008132 / 001078
Instrument DateApr 2, 2018
Instrument75788
Transaction TypeTransfer
Record UpdatedMay 8, 2018
Title CompanySTATE TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$759.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address628 WISTERIA DR MELBOURNE FL, MELBOURNE, FL

Mortgage

Document Number81321080
DateApr 6, 2018
Book Page008132/001080
Instrument75790
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressIRVING, TX 75063
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 5, 2048

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateApr 6, 2018
Property Address2434 PEPPER AVE, MELBOURNE, FL 32935-2753
Document Number0081321079
Book / Page008132 / 001079
Instrument DateApr 2, 2018
Instrument75789
Transaction TypeTransfer
Record UpdatedApr 19, 2018
Title CompanySTATE TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$759.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2434 PEPPER AVE MELBOURNE FL 329352753, MELBOURNE, FL 32935-2753

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
MunicipalityMelbourne City
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$185,510 (-0.8%)$185,510 (-0.8%)
2025$3,422.00 (+6.54%)$187,000 (+63.29%)$187,000 (+2.98%)
2024$3,212.00 (+130.09%)
2023$1,396.00 (+8.22%) Homeowner's exemption$114,520 (+2.99%)$181,590 (+17.5%) Land $70,000 Building $111,590
2022$1,290.00 Homeowner's exemption$111,190$154,550 Land $70,000 Building $84,550

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies15 in force
Nearby Flood Claims11 (1995–2022)
Claims Outside the SFHA11 of 11
Most Recent ClaimSep 2022 · other causes
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims
  • Tropical Storm Fay, Aug 2008 · 3 claims
  • Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MELBOURNE
serves 167,753 people · EPA ID FL3051447
Water SourceSurface water
Last State InspectionAug 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 555 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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