2434 Indigo Dr, El Cajon, CA 92019 Property Records

San Diego County property record for 2434 Indigo Dr, El Cajon, CA 92019

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,941 sqft · built 1995
Lot Size	0.21 acres (9,126 sqft)
Owner	2 Individual Names on File
Last Sale	$1,500,000 (Feb 2025)
Tax Bill	$19,468 (2025)
Deeds & Mortgages	Oct 2026 Line of Credit Jun 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`517-292-34-00`

Property Details

APN / Parcel Number

Primary APN	`517-292-34-00`
Alternative APN	`5172920500`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	2,941 sqft Living Area

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Lot Area	9,126 sqft (0.21 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Old Parcel Number	5172920500
Street Address	2434 INDIGO DR
City	EL CAJON
State	CA
Zip	92019-3860
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 194 UND INT IN LOTS 227&228&231&ALL OF TR 012448
Legal Subdivision	SAN DIEGO #4685-3
Legal Tract	012448
Legal Block	1
Legal Lot Number	194
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1008
Census Tract	15406

Owner

2434 Indigo Dr is owned by two individuals who bought it in February 2025.

Source: San Diego County records, as of October 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2540 VALLEY WATERS CT, SPRING VALLEY, CA 91978-2001
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2026	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
Jun 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Apr 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
May 22, 2019	Grant Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2025 · Amount on File
Deed Sale	Feb 28, 2025 · Amount on File
Prior Sale	Jun 4, 2024 · Amount on File
Deed Document Number	202552509
Prior Transfer Date	Aug 20, 1997
Prior Transfer Doc	0000422006
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 1, 2026
Property Address	2434 INDIGO DR, EL CAJON, CA 92019-3860
Document Number	0000286227
Instrument Date	Sep 25, 2026
Instrument	2026286227
Transaction Type	Mortgage
Record Updated	Oct 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	2434 INDIGO DR, EL CAJON, CA 92019-3860

Mortgage

Document Number	0000286227,
Date	Oct 1, 2026
Instrument	2026286227

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 10, 2026
Property Address	2434 INDIGO DR, EL CAJON, CA 92019-3860
Document Number	0000166055
Instrument Date	Jun 1, 2026
Instrument	2026166055
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	CALIFORNIA TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	2434 INDIGO DR, EL CAJON, CA 92019-3860

Mortgage

Document Number	0000166055,
Date	Jun 10, 2026
Instrument	2026166055

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.2%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2434 INDIGO DR, EL CAJON, CA 92019-3860
Transaction Type	Mortgage
Record Updated	Oct 14, 2021
Title Company	CORINTHIAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2434 INDIGO DR, EL CAJON, CA 92019-3860

Mortgage

Document Number	0000698396
Date	Oct 6, 2021
Instrument	2021-0698396

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	343 Months
Due	May 1, 2050

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2434 INDIGO DR, EL CAJON, CA 92019-3860
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CORINTHIAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000204840
Date	Apr 22, 2020
Instrument	2020-0204840

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 22, 2019
Property Address	2434 INDIGO DR, EL CAJON, CA 92019-3860
Document Number	0000194885
Map Reference	MAP 12448
Instrument Date	May 6, 2019
Instrument	2019-0194885
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TICOR TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2434 INDIGO DR, EL CAJON, CA 92019-3860

Mortgage

Document Number	0000194886
Date	May 22, 2019
Instrument	2019-0194886

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2434 Indigo Dr was $19,468.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,530,000 (-7.69%) Land $918,000 Building $612,000
2025	$19,468.00	$1,657,500 Land $1,020,000 Building $637,500
2023	$10,751.00 (+1.58%)	$895,285 Land $279,770 Building $615,515
2022	$10,584.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2434 Indigo Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1985–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 2024 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2434 Indigo Dr is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 72% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Sycuan tribal government · serves 12,350 people · EPA ID 090605024
Water Source	Purchased surface water from PADRE DAM MWD
Last State Inspection	Aug 2023
Also Mapped Here	OTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY
Lead	3 ppb (2025) action level 15 ppb
Copper	1.53 mg/L (2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: Verizon.

Nearby Properties on Indigo Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures