San Joaquin County property record for 2434 Gilberte St, Tracy, CA 95304
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,938 sqft · built 2004 |
| Lot Size | 0.222 acres (9,680 sqft) |
| Owner | 2 Owners on Record |
| Last Sale | $385,000 (Dec 2008) |
| Tax Bill | $7,759 (2025) |
| Deeds & Mortgages | Jan 2019 Line of Credit Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 252-380-040-000 |
| Primary APN | 252-380-040-000 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,938 sqft Living Area |
| Gross Area | 3,698 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Architectural Style | Other |
| Construction Type | Wood |
| Lot Area | 9,680 sqft (0.222 acres) |
| Garage Type | Mixed |
| Garage Area | 657 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 2434 GILBERTE ST |
|---|---|
| City | TRACY |
| State | CA |
| Zip | 95304-5962 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 04-FM PT 252-060-24 PER ELISSAGARAY RANCH UNIT 10 |
| Legal Subdivision | ELISSAGARY RANCH UNIT #10 |
| Legal Lot Number | 301 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 5215 |
Source: San Joaquin County assessment roll, as of July 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owners on Record |
|---|---|
| Mailing Address | 2434 GILBERTE ST, TRACY, CA 95304-5962 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Jan 28, 2019 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Aug 25, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 31, 2008 · Amount on Record |
| Deed Sale | Dec 31, 2008 · Amount on Record |
| Prior Sale | Dec 18, 2008 · Amount on Record |
| Deed Document Number | 2008-199210 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 2434 GILBERTE ST, TRACY, CA 95304-5962 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 243 GILBERTE STREET, TRACY, CA 95304 |
| Document Number | 0000008870 |
|---|---|
| Date | Jan 28, 2019 |
| Instrument | 2019-008870 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | SAN FRANCISCO, CA 94108 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 2434 GILBERTE ST, TRACY, CA 95304-5962 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 2434 GILBERTE ST, TRACY, CA 95304-5962 |
| Document Number | 0000106995 |
|---|---|
| Date | Aug 25, 2020 |
| Instrument | 2020-106995 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2050 |
Source: San Joaquin County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Tracy City |
| Unified School District | Tracy Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $7,759.00 (-1.76%) Homeowner's exemption | $526,072 (+4.04%) Land $198,305 Building $327,767 |
| 2023 | $7,898.00 (+1.95%) Homeowner's exemption | $505,646 Land $190,605 Building $315,041 |
| 2022 | $7,747.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.4% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TRACY serves 98,215 people · EPA ID CA3910011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Matrix Broadband Fixed Wireless | 600 / 120 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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