2434 E Garber Dr, Meridian, ID 83646 Property Records

Ada County property record for 2434 E Garber Dr, Meridian, ID 83646

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,928 sqft · built 2005
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$753,990 (Jun 2026)
Tax Bill	$1,984 (2025)
Deeds & Mortgages	Jun 2026 Mortgage May 2024 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`R1362640860`

Property Details

APN / Parcel Number

Primary APN	`R1362640860`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,928 sqft Living Area
Gross Area	3,038 sqft
1st Floor Area	1,928 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	810 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	48 sqft
Patio Area	337 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2434 E GARBER DR
City	MERIDIAN
State	ID
Zip	83646-4753
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	LOT 18 BLK 17 CHAMPION PARK SUB NO 02
Legal Range	01E
Legal Township	04N
Legal Section	32
Legal Subdivision	CHAMPION PARK SUB NO 02
Legal Block	17
Legal Lot Number	18
Jurisdiction	ADA ID
Township / Civil Division	BOISE CITY
Census Block Group	2
Census Block	2002
Census Tract	10365

Owner

Source: Ada County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2434 E GARBER DR, MERIDIAN, ID 83646-4753
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2026	Warranty Deed, Transfer · Conventional Mortgage PLANET HOME LENDING
May 9, 2024	Deed of Trust, Mortgage · Line of Credit SYNERGY ONE LENDING
Sep 6, 2017	Deed of Trust, Mortgage · FHA Mortgage ACADEMY MORTGAGE CORP
Sep 23, 2019	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Dec 7, 2020	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
May 11, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage SYNERGY ONE LENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2026 · Amount on Record
Deed Sale	Jun 25, 2026 · Amount on Record
Prior Sale	May 2, 2024
Deed Document Number	202646480
Prior Transfer Date	Dec 5, 2023
Prior Transfer Doc	0000023270
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADA ID
Recording Date	Jun 25, 2026
Property Address	2434 E GARBER DR, MERIDIAN, ID 83646-4753
Document Number	0000046480
Instrument Date	May 18, 2026
Instrument	202646480
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2434 E GARBER DR, MERIDIAN, ID 83646-4753

Mortgage

Document Number	0000046481,
Date	Jun 25, 2026
Instrument	202646481

Lender

Name	PLANET HOME LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	2434 E GARBER DR, MERIDIAN, ID 83646-4753
Transaction Type	Mortgage
Record Updated	May 17, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2434 E GARBER DR, MERIDIAN, ID 83646-4753

Mortgage

Document Number	0000024722
Date	May 9, 2024
Instrument	2024-024722

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	May 8, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	2434 E GARBER DR, MERIDIAN, ID 83646-4753
Transaction Type	Mortgage
Record Updated	Sep 6, 2022
Title Company	TITLEONE BOISE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000083823
Date	Sep 6, 2017
Instrument	2017-083823

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	2434 E GARBER DR, MERIDIAN, ID 83646-4753
Transaction Type	Mortgage
Record Updated	Sep 6, 2022
Title Company	ALLIANCE TTL BOISE PRODUCTIO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000090327
Date	Sep 23, 2019
Instrument	2019-090327

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	2434 E GARBER DR, MERIDIAN, ID 83646-4753
Transaction Type	Mortgage
Record Updated	Sep 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000168229
Date	Dec 7, 2020
Instrument	2020-168229

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	346 Months
Due	Oct 1, 2049

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ADA ID
Recording Date	May 11, 2021
Property Address	2434 E GARBER DR, MERIDIAN, ID 83646-4753
Document Number	0000074721
Map Reference	MB 89 PG 10374&10377
Instrument Date	Apr 30, 2021
Instrument	2021-074721
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2434 E GARBER DR, MERIDIAN, ID 83646-4753

Mortgage

Document Number	0000074722
Date	May 11, 2021
Instrument	2021-074722

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Ada County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Ada County
Municipality	Meridian City
Unified School District	Meridian Joint School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$569,700 (+0.78%)	$569,700 (+0.78%)
2025	$1,984.00 (+13.83%)	$565,300 (+25.43%)	$565,300 (+25.43%)
2024	$1,743.00 (-18.78%)
2023		$450,700 Land $187,900 Building $262,800	$450,700 Land $187,900 Building $262,800
2022	$2,146.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 98.3% of Idaho
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MERIDIAN WATER DEPT private · serves 152,070 people · EPA ID ID4010097
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 572 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Sparklight Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Anthem Broadband, CenturyLink.

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