2434 E Cardinal Dr, Midland, MI 48642 Property Records

Midland County property record for 2434 E Cardinal Dr, Midland, MI 48642 · Last verified April 2026

Property Summary

Property Type	Condominium
Details	5.5 ba · 3,848 sqft · built 1999
Lot Size	1.89 acres (82,328 sqft)
Owner	Company Name on File
Last Sale	$705,000 (Sep 2023)
Tax Bill	$9,557 (2024)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`090-725-500-190-00`

Property Details

APN / Parcel Number

Primary APN	`090-725-500-190-00`

Interior

Full Baths	5.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,848 sqft Living Area
1st Floor Area	2,419 sqft
Basement Area	2,419 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Condo/Apartment
Lot Area	82,328 sqft (1.89 acres)
Lot Width	216 ft Width
Garage Area	810 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2434 E CARDINAL DR
City	MIDLAND
State	MI
Zip	48642-8503
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	T15N R2E UNIT 19 STURGEON WOODS SITE CONDOMINIUM MASTER DEED RECORDED LIBER 846 PAGES 340-427.
Legal Subdivision	STURGEON WOODS SITE CONDO
Legal Unit	19
Jurisdiction	MIDLAND MI
Township / Civil Division	LARKIN
Census Block Group	1
Census Block	1002
Census Tract	291103

Owner

Source: Midland County records · APN 090-725-500-190-00

Assessment roll updated July 29, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	2434 E CARDINAL DR, MIDLAND, MI 48642-8503
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage RICHARD L SHADRACH ETAL
Nov 09, 2020	Deed of Trust, Mortgage · Conventional Mortgage MERCANTILE BANK OF MICHIGAN
Aug 20, 2020	Intrafamily Transfer, Transfer
Jul 19, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 13, 2023 · Amount on Record
Deed Sale	Sep 13, 2023 · Amount on Record
Prior Sale	Jul 19, 2019 · Amount on Record
Prior Transfer Date	Jan 23, 2020
Prior Transfer Doc	001636/854
Record Updated	Jun 08, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Sep 13, 2023
Property Address	2434 E CARDINAL DR, MIDLAND, MI 48642-8503
Document Number	001667/880
Book / Page	1667 / 880
Map Reference	LB 846 PG 340
Instrument Date	Sep 11, 2023
Transaction Type	Transfer
Record Updated	Oct 03, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$5,287.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2434 E CARDINAL DR, MIDLAND, MI 48642-8503

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2110 W GENEVA RD, PEORIA, IL 61615-6204

Mortgage

Document Number	0001667881
Date	Sep 13, 2023
Instrument	1667/881

Lender

Name	RICHARD L SHADRACH ETAL
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDLAND MI
Property Address	2434 E CARDINAL DR, MIDLAND, MI 48642-8503
Transaction Type	Mortgage
Record Updated	Jul 04, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2434 E CARDINAL DR, MIDLAND, MI 48642-8503

Mortgage

Document Number	001639/543
Date	Nov 09, 2020
Book Page	1639/543

Lender

Name	MERCANTILE BANK OF MICHIGAN
Type	Bank
Address	GRAND RAPIDS, MI 49504

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 01, 2035

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MIDLAND MI
Recording Date	Aug 20, 2020
Property Address	2434 E CARDINAL DR, MIDLAND, MI 48642-8503
Document Number	001636/854
Book / Page	1636 / 854
Map Reference	LB 846 PG 340
Instrument Date	Jan 23, 2020
Transaction Type	Transfer
Record Updated	Jun 07, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2434 E CARDINAL DR, MIDLAND, MI 48642-8503

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Jul 19, 2019
Property Address	2434 E CARDINAL DR, MIDLAND, MI 48642-8503
Document Number	01625/01415
Book / Page	01625 / 01415
Instrument Date	Jul 12, 2019
Instrument	01625-01415
Transaction Type	Transfer
Record Updated	Jul 04, 2022

Transaction

Amount	Amount Recorded
Tax	$4,515.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2431 E CARDINAL DR, 2431, MIDLAND, MI 48642-8503

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2434 E CARDINAL DR, MIDLAND, MI 48642-8503

Tax Assessment & Valuation

Source: Midland County records · Assessment roll updated July 29, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
County Subdivision	Larkin Charter Township
Unified School District	Midland Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$342,100 (+6.37%)	$684,200 (+6.37%)
2024	$9,557.00 (+17.6%)
2023		$321,600	$643,200
2022	$8,127.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Midland County (26111C), updated February 3, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 52% of Michigan
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

2434 E Cardinal Dr, Midland, MI 48642 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

September 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2020: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

July 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

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