2434 E 1650 S, Spanish Fork, UT 84660 Property Records

Utah County property record for 2434 E 1650 S, Spanish Fork, UT 84660

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,644 sqft · built 2004
Lot Size	0.182 acres (7,928 sqft)
Owner	2 Individual Names on File
Last Sale	$230,600 (Jun 2013)
Tax Bill	$2,482 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`38-324-0020`

Property Details

APN / Parcel Number

Primary APN	`38-324-0020`
Alternative APN	`197550`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,644 sqft Living Area
Gross Area	3,016 sqft
1st Floor Area	852 sqft
Basement Area	844 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Split Level
Exterior Material	Metal
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	7,928 sqft (0.182 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Slab
Porch Area	404 sqft
Patio Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	197550
Street Address	2434 E 1650 S
City	SPANISH FORK
State	UT
Zip	84660
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 20, PLAT C, ESTHER RIDGE SUBDV. AREA 0.182 AC.
Legal Subdivision	ESTHER RIDGE SUBDV
Legal Lot Number	20
Jurisdiction	UTAH UT
Township / Civil Division	SPANISH FORK-PAYSON
Census Block Group	3
Census Block	3004
Census Tract	10405

Owner

2434 E 1650 S is owned by two individuals who bought it in June 2013.

Source: Utah County records, as of August 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1656 S 2450 E, SPANISH FORK, UT 84660-3533
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2013 · Amount on File
Deed Sale	Jun 14, 2013 · Amount on File
Prior Sale	Nov 3, 2004 · Amount on File
Deed Document Number	201357838
Prior Transfer Date	Jun 12, 2013
Prior Transfer Doc	0000057838
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Recording Date	Aug 19, 2026
Property Address	2434 E 1650 S, SPANISH FORK, UT 84660
Document Number	0000069064
Instrument Date	Aug 17, 2026
Instrument	202669064
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1656 S 2450 E, SPANISH FORK, UT 84660-3533

Mortgage

Document Number	0000069064,
Date	Aug 19, 2026
Instrument	202669064

Lender

Name	AMERICA FIRST FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Aug 30, 2041

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 2434 E 1650 S was $2,482.

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Spanish Fork City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$262,185 (-44.05%)	$476,700 (+1.73%) Land $201,100 Building $275,600
2025	$2,482.00	$468,600 Land $201,100 Building $267,500	$468,600 Land $201,100 Building $267,500
2024	$2,482.00 (+2.86%)
2023	$2,413.00 (-2.86%)	$249,040	$452,800 Land $191,400 Building $261,400
2022	$2,484.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2434 E 1650 S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2434 E 1650 S is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 76% of Utah
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANISH FORK CITY serves 47,169 people · EPA ID UTAH25003
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SFCN Fiber	10,000 / 10,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20