2434 Cliff Rd, Upland, CA 91784 Property Records

San Bernardino County property record for 2434 Cliff Rd, Upland, CA 91784

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,086 sqft · built 1979
Lot Size	1.65 acres (72,309 sqft)
Owner	Company Name on Record
Last Sale	$875,000 (Oct 2018)
Tax Bill	$10,659 (2025)
Deeds & Mortgages	Nov 2020 Transfer Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1003-021-05-0000`

Property Details

APN / Parcel Number

Primary APN	`1003-021-05-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,086 sqft Living Area
Gross Area	3,548 sqft
1st Floor Area	3,086 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	72,309 sqft
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	126 sqft
Patio Area	126 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	2434 CLIFF RD
City	UPLAND
State	CA
Zip	91784-1171
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS14M
Legal Description	SAN ANTONIO HEIGHTS PTN LOT 8 BLK 14 LYING WLY FROM FOL DESC LI BEG AT PT IN S LI 26TH ST (66 FT WIDE) SD PT BEING DISTANT ALG SD S LI E 726.96 FT FROM INTERSECTION THEREOF WITH C/L HIGHLAND RD (66 FT WIDE) TH S 11 DEG 13 MIN 32 SECONDS W 477.27 FT T
Legal Subdivision	SAN ANTONIO HEIGHTS
Legal Block	14
Legal Lot Number	8
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	1
Census Block	1000
Census Tract	804

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2434 CLIFF RD, UPLAND, CA 91784-1171
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Dec 26, 2019	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 18, 2018	Grant Deed, Transfer · ARM ROYAL PACIFIC FUNDING CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 18, 2018 · Amount on Record
Deed Sale	Oct 18, 2018 · Amount on Record
Prior Sale	Oct 6, 2005 · Amount on Record
Deed Document Number	2018383355
Last Transfer Date	Oct 27, 2020
Transfer Doc	0000466717
Record Updated	Sep 20, 2026

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Nov 19, 2020
Property Address	2434 CLIFF RD, UPLAND, CA 91784-1171
Document Number	0000466717
Instrument Date	Oct 27, 2020
Instrument	466717
Transaction Type	Transfer
Record Updated	Dec 8, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	965 N 2ND AVE UPLAND CA 917863908, UPLAND, CA 91786-3908

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Dec 26, 2019
Property Address	2434 CLIFF RD, UPLAND, CA 91784-1171
Document Number	0000476783
Map Reference	MB 4 PG 48
Instrument Date	Dec 19, 2019
Instrument	2019-0476783
Transaction Type	Transfer
Record Updated	Nov 11, 2022
Title Company	WESTERN RESOURCES TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2434 CLIFF RD, UPLAND, CA 91784-1171

Mortgage

Document Number	0000476784
Date	Dec 26, 2019
Instrument	2019-0476784

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2035

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Oct 18, 2018
Property Address	2434 CLIFF RD, UPLAND, CA 91784-1171
Document Number	0000383355
Map Reference	MB 4 PG 48
Instrument Date	Sep 14, 2018
Instrument	2018-0383355
Transaction Type	Transfer
Record Updated	Nov 11, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2434 CLIFF RD, UPLAND, CA 91784-1171

Mortgage

Document Number	0000383356
Date	Oct 18, 2018
Instrument	2018-0383356

Lender

Name	ROYAL PACIFIC FUNDING CORP
Type	Funding / Finance Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	5.6%
Type Change Date	Nov 1, 2025
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	10.6%
Index	1-Year LIBOR
Max Rate	10.6%

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Unified School District	Upland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$999,786 (+2%) Land $355,504 Building $644,282
2025	$10,659.00 (+4.85%) Homeowner's exemption	$980,182 (+4.04%) Land $348,533 Building $631,649
2023	$10,166.00 (+2.2%) Homeowner's exemption	$942,121 Land $334,999 Building $607,122
2022	$9,947.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1983–1993)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Feb 1993 · Severe Winter Storm, Mud & Land Slides, & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 48% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN ANTONIO WATER COMPANY private · serves 3,441 people · EPA ID CA3610085
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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