24334 Rd O, Cloverdale, OH 45827 Property Records

Putnam County property record for 24334 Rd O, Cloverdale, OH 45827 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,695 sqft · built 2016
Lot Size	3.74 acres (163,045 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,265 (2025)
Deeds & Mortgages	Dec 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`25-005043.0000`

Property Details

APN / Parcel Number

Primary APN	`25-005043.0000`

Interior

Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,695 sqft Living Area
1st Floor Area	1,960 sqft
Upper Floors Area	595 sqft
Basement Area	1,960 sqft
Unfinished Basement	1,960 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Construction Type	Wood
Roof Type	Gable
Roof Material	Shingle
Lot Area	163,045 sqft (3.74 acres)

Exterior Amenities

Shed	1 Shed
Shed Area	260 sqft
Pole Barn	3,608 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	24334 ROAD O
City	CLOVERDALE
State	OH
Zip	45827-9212
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1S 5E 07 SECORPT SW SE (2ND PLATTING)
Legal Range	5E
Legal Township	1S
Legal Section	07
Jurisdiction	PUTNAM OH
Township / Civil Division	MONTEREY
Census Block Group	1
Census Block	1044
Census Tract	30700

Owner

Source: Putnam County records · APN 25-005043.0000

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	24334 ROAD O, CLOVERDALE, OH 45827-9212
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	24334 ROAD O, CLOVERDALE, OH 45827-9212
Transaction Type	Mortgage
Record Updated	Jan 02, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	716/0089
Date	Dec 23, 2019
Book Page	716/0089
Instrument	201900005259

Lender

Name	THE UNION BANK CO
Type	Bank
Address	KALIDA, OH 45853

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Dec 30, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Putnam County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Putnam County
County Subdivision	Monterey Township
Unified School District	Ottoville Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,265.00 (+2.38%) Homeowner's exemption	$134,670 (+32.25%) Land $10,900 Building $123,770	$384,770 (-) Land $31,140 Building $353,630
2023	$4,166.00 (+12.53%) Homeowner's exemption Additional exemption filed	$101,830 (-) Land $8,010 Building $93,820	$384,770 (+32.25%) Land $31,140 Building $353,630
2022	$3,702.00 Homeowner's exemption	$101,830 Land $8,010 Building $93,820
2020			$290,950 Land $22,890 Building $268,060

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Putnam County (39137C), updated December 1, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 5% of the US · above 22% of Ohio
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 3 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
The Ottoville Mutual Telephone Company	Fiber	1,000 / 1,000
Benton Ridge Telephone Company	Fixed Wireless	400 / 40
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.