St. Charles County property record for 2433 Saint Robert Ln, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,910 sqft · built 1960 |
| Lot Size | 0.182 acres (7,920 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $300,000 (Jul 2022) |
| Tax Bill | $2,819 (2025) |
| Deeds & Mortgages | Jul 2022 Mortgage Feb 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 059920A000 |
| Primary APN | 059920A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,910 sqft Living Area |
| Gross Area | 2,365 sqft |
| 1st Floor Area | 1,301 sqft |
| Basement Area | 1,064 sqft |
| Finished Basement | 609 sqft |
| Unfinished Basement | 455 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,920 sqft (0.182 acres) |
| Lot Dimensions | 144 ft deep x 55 ft wide |
| Garage Type | Carport |
| Garage Area | 143 sqft |
| Carport | Carport |
| Carport Area | 143 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 64 sqft |
| Patio Area | 238 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 059920A000 |
|---|---|
| Street Address | 2433 SAINT ROBERT LN |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-1449 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AF0 |
| Legal Description | HAWTHORN HILLS LOT 77 |
| Legal Subdivision | HAWTHORNE HILLS |
| Legal Lot Number | 77 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | RIVERS |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 310302 |
Source: St. Charles County records, as of September 10, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2433 SAINT ROBERT LN, SAINT CHARLES, MO 63301-1449 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 1, 2022 | Warranty Deed, Transfer · Conventional Mortgage JLB CORP |
| Feb 24, 2022 | Intrafamily Transfer, Transfer · Commercial Mortgage BDS 44 LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 1, 2022 · Amount on Record |
| Deed Sale | Jul 1, 2022 · Amount on Record |
| Prior Sale | Feb 24, 2022 · Amount on Record |
| Deed Document Number | 202236891 |
| Prior Transfer Date | Sep 16, 2014 |
| Prior Transfer Doc | 0000518010 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jul 1, 2022 |
| Property Address | 2433 SAINT ROBERT LN, SAINT CHARLES, MO 63301-1449 |
| Document Number | 0000036891 |
| Map Reference | MB 6 PG 44 |
| Instrument Date | Jun 29, 2022 |
| Instrument | 2022R-036891 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2024 |
| Title Company | SELECT TITLE GROUP |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2433 SAINT ROBERT LN, SAINT CHARLES, MO 63301-1449 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2433 SAINT ROBERT LN, SAINT CHARLES, MO 63301-1449 |
| Document Number | 0000036892 |
|---|---|
| Date | Jul 1, 2022 |
| Instrument | 2022R-036892 |
| Name | JLB CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Feb 24, 2022 |
| Property Address | 2433 SAINT ROBERT LN, SAINT CHARLES, MO 63301-1449 |
| Document Number | 0000010977 |
| Map Reference | MB 6 PG 44 |
| Instrument Date | Feb 24, 2022 |
| Instrument | 2022R-010977 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2024 |
| Title Company | DUNE TITLE COMPANY LLC, TRUE TITLE COMPANY LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | ST ROBERT LANE, SAINT CHARLES, MO 63301 |
| Name | Verified Name |
|---|---|
| Address | 1349 N BERRY RD, SAINT LOUIS, MO 63122-1906 |
| Document Number | 0000010978 |
|---|---|
| Date | Feb 24, 2022 |
| Instrument | 2022R-010978 |
| Name | BDS 44 LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $44,898 (-) | $236,307 (-) Land $55,000 Building $181,307 | |
| 2025 | $2,819.00 (+4.64%) | $44,898 (+7.21%) | $236,307 (+7.21%) Land $55,000 Building $181,307 |
| 2024 | $2,694.00 (+17.23%) | ||
| 2023 | $41,880 (+25.66%) | ||
| 2022 | $2,298.00 | $33,327 | $220,422 (+25.66%) Land $40,000 Building $180,422 |
| 2021 | $175,407 Land $40,000 Building $135,407 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 7 (2002–2022) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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