2433 Ponds Way, Shakopee, MN 55379 Property Records

Scott County property record for 2433 Ponds Way, Shakopee, MN 55379

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.75 ba · 1,262 sqft · built 2000
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Sep 2025)
Tax Bill	$4,246 (2026)
Deeds & Mortgages	Jul 2022 Line of Credit Sep 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`27-297044-0`

Property Details

APN / Parcel Number

Primary APN	`27-297044-0`

Interior

Bedrooms	4 Beds
Full Baths	1.75 Baths
Building Area	1,262 sqft Living Area
Gross Area	3,022 sqft
1st Floor Area	1,262 sqft
Basement Area	1,232 sqft
Finished Basement	1,000 sqft
Unfinished Basement	232 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Split Foyer
Exterior Material	Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	132 ft deep x 78 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Deck Area	1,502 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	2433 PONDS WAY
City	SHAKOPEE
State	MN
Zip	55379-4390
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PHEASANT RUN 3RD ADDN LOT 004 BLOCK 004
Legal Subdivision	PHEASANT RUN 3RD ADDN
Legal Block	4
Legal Lot Number	4
Jurisdiction	SCOTT MN
Township / Civil Division	SHAKOPEE
Census Block Group	1
Census Block	1015
Census Tract	80306

Owner

2433 Ponds Way is owned and occupied by two individuals who bought it in September 2025.

Source: Scott County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2433 PONDS WAY, SHAKOPEE, MN 55379-4390
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2022	Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC
Sep 19, 2025	Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Mar 7, 2017	Deed of Trust, Mortgage · FHA Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2025 · Amount on File
Deed Sale	Sep 19, 2025 · Amount on File
Prior Sale	Jun 29, 2000 · Amount on File
Deed Document Number	20251212043
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT MN
Property Address	2433 PONDS WAY, SHAKOPEE, MN 55379-4390
Transaction Type	Mortgage
Record Updated	Oct 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2433 PONDS WAY, SHAKOPEE, MN 55379-4390

Mortgage

Document Number	00A1159582
Date	Jul 6, 2022
Instrument	A1159582

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	PHILADELPHIA, PA 19104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Jun 17, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT MN
Recording Date	Sep 19, 2025
Property Address	2433 PONDS WAY, SHAKOPEE, MN 55379-4390
Document Number	00A1212043
Instrument Date	Aug 21, 2025
Instrument	A1212043
Transaction Type	Transfer
Record Updated	Oct 23, 2025
Title Company	TITLE SMART INC, TITLESMART INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,320.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2433 PONDS WAY, SHAKOPEE, MN 55379-4390

Mortgage

Document Number	00A1212044
Date	Sep 19, 2025
Instrument	A1212044

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2055

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT MN
Property Address	2433 PONDS WAY, SHAKOPEE, MN 55379-4390
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001021558
Date	Mar 7, 2017
Instrument	1021558

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency
Address	PARSIPPANY, NJ 07054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 2433 Ponds Way was $4,246 with a homeowner's exemption, up 4.5% from the year before.

Source: Scott County assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Scott County
Municipality	Shakopee City
Unified School District	Shakopee Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,246.00 (+4.48%) Homeowner's exemption	$399,600 (+2.33%) Land $141,200 Building $258,400	$399,600 (+2.33%) Land $141,200 Building $258,400
2025	$4,064.00 (+0.59%) Homeowner's exemption	$390,500 (-0.91%) Land $141,200 Building $249,300	$390,500 (-0.91%) Land $141,200 Building $249,300
2024	$4,040.00 (-5.56%) Homeowner's exemption	$394,100 (+3.93%) Land $141,200 Building $252,900	$394,100 (+3.93%) Land $141,200 Building $252,900
2023	$4,278.00 Homeowner's exemption	$379,200 Land $135,700 Building $243,500	$379,200 Land $135,700 Building $243,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2433 Ponds Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 6, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2433 Ponds Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Shakopee serves 47,000 people · EPA ID MN1700009
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
GigFire Fixed Wireless	150 / 130
CenturyLink DSL · Fiber in parts of the area	140 / 20
Netwave Broadband Fixed Wireless · not low latency	125 / 40
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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