2433 FM 999, Gary, TX 75643 Property Records

Panola County property record for 2433 FM 999, Gary, TX 75643

Property Summary

Property Type	Single Family Home
Details	2,029 sqft · built 1977
Lot Size	0.5 acres (21,780 sqft)
Owner	Company Name on Record
Tax Bill	$3,365 (2026)
Deeds & Mortgages	Mar 2017 Line of Credit Mar 2017 Line of Credit + 1 more
APN	`00432-00970-00000-000000`

Property Details

APN / Parcel Number

Primary APN	`00432-00970-00000-000000`
Alternative APN	`9189`

Interior

Building Area	2,029 sqft Total Area

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Lot Area	21,780 sqft (0.5 acres)
Garage Type	Carport
Garage Area	258 sqft
Carport	Carport
Carport Area	258 sqft

Location & Zoning

Account Number	00432-00970-00000-000000
Street Address	2433 FM 999
City	GARY
State	TX
Zip	75643-4323
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	05
Legal Description	AB 432 E MORRIS P-91
Legal Subdivision	E MORRIS HEADRIGHT SURVEY
Jurisdiction	PANOLA TX
Township / Civil Division	CARTHAGE
Census Block Group	2
Census Block	2052
Census Tract	950402

Owner

Source: Panola County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2433 FM 999, GARY, TX 75643-4323
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2017	Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK & TRUST CO
Mar 15, 2017	Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK & TRUST CO
Apr 17, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 13, 2017
Transfer Doc	1913/252
Record Updated	Oct 29, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PANOLA TX
Property Address	2433 FM 999, GARY, TX 75643-4323
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1909/407
Date	Mar 15, 2017
Book Page	1909/407
Instrument	200802

Lender

Name	FIRST STATE BANK & TRUST CO
Type	Bank
Address	CARTHAGE, TX 75633

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	48 Months
Due	Mar 15, 2021

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PANOLA TX
Property Address	2433 FM 999, GARY, TX 75643-4323
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1909/402
Date	Mar 15, 2017
Book Page	1909/402
Instrument	200801

Lender

Name	FIRST STATE BANK & TRUST CO
Type	Bank
Address	CARTHAGE, TX 75633

Agreement

Type	Line of Credit

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PANOLA TX
Recording Date	Apr 17, 2017
Property Address	2433 FM 999, GARY, TX 75643-4323
Document Number	1913/252
Book / Page	1913 / 252
Map Reference	VOL 137 PG 628
Instrument Date	Apr 13, 2017
Instrument	201364
Transaction Type	Transfer
Record Updated	Jun 6, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2433 FM 999, GARY, TX 75643-4323

Tax Assessment & Valuation

Source: Panola County assessment roll, as of February 5, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Carthage City
County	Panola County
Unified School District	Carthage Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,365.00 (+9.47%) Homeowner's exemption	$163,550 (-14.44%)	$191,160 (-) Land $6,200 Building $184,960
2025	$3,074.00 (+423.68%) Homeowner's exemption	$191,160 (+55.58%) Land $6,200 Building $184,960	$191,160 (+55.58%) Land $6,200 Building $184,960
2023		$122,870 Land $3,400 Building $119,470	$122,870 Land $3,400 Building $119,470
2022	$587.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CARTHAGE serves 6,770 people · EPA ID TX1830001
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2025 Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	Lead service line inventory Oct 2024 Coliform assessment May 2020
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Etex Telephone, Spectrum, T-Mobile.

Nearby Properties on FM 999

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