2433 E River Rd NE, Rochester, MN 55906 Property Records

Olmsted County property record for 2433 E River Rd NE, Rochester, MN 55906

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 840 sqft · built 1940
Lot Size	0.794 acres (34,587 sqft)
Owner	Individual Name on Record
Last Sale	$290,000 (Sep 2023)
Tax Bill	$4,026 (2026)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Jul 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`74.26.11.026364`

Property Details

APN / Parcel Number

Primary APN	`74.26.11.026364`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	840 sqft Living Area
1st Floor Area	840 sqft
Basement Area	840 sqft
Finished Basement	630 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1940
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Shed Roof
Roof Material	Asphalt
Lot Area	34,587 sqft (0.794 acres)
Lot Dimensions	140 ft deep x 247 ft wide
Garage Type	Detached
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	298 sqft
Deck Area	352 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2433 E RIVER RD NE
City	ROCHESTER
State	MN
Zip	55906-3467
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-26 TWP-107 RANGE-014 CITY LANDS 107-14-26 S247FT N511.50FT E12 NE14 LYING W OF CEN OF PUB HWY (EAST RIVER ROAD NE) EXC W
Legal Range	14
Legal Township	107
Legal Section	26
Legal Subdivision	CITY LANDS 107-14-26
Jurisdiction	OLMSTED MN
Township / Civil Division	ROCHESTER
Census Block Group	1
Census Block	1006
Census Tract	1601

Owner

Source: Olmsted County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2433 E RIVER RD NE, ROCHESTER, MN 55906-3467
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage AFFINITY PLUS FCU
Jul 11, 2022	Quit Claim Deed, Transfer LEGAL TITLE, LEGAL & TITLE SERVICES
Dec 29, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jul 3, 2017	Warranty Deed, Transfer · FHA Mortgage BELL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 7, 2023 · Amount on Record
Deed Sale	Sep 7, 2023 · Amount on Record
Prior Sale	Jul 3, 2017 · Amount on Record
Deed Document Number	20231592604
Prior Transfer Date	Apr 5, 2001
Prior Transfer Doc	A1127954
Record Updated	Sep 20, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OLMSTED MN
Recording Date	Sep 7, 2023
Property Address	2433 E RIVER RD NE, ROCHESTER, MN 55906-3467
Document Number	00A1592604
Instrument Date	Sep 1, 2023
Instrument	A-1592604
Transaction Type	Transfer
Record Updated	Oct 27, 2023
Title Company	LEGAL TITLE, LEGAL & TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$957.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2433 E RIVER RD NE, ROCHESTER, MN 55906-3467

Mortgage

Document Number	00A1592605
Date	Sep 7, 2023
Instrument	A-1592605

Lender

Name	AFFINITY PLUS FCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

Interest

Index	COF

July 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OLMSTED MN
Recording Date	Jul 11, 2022
Property Address	2433 E RIVER RD NE, ROCHESTER, MN 55906-3467
Document Number	00A1569368
Instrument Date	Jun 30, 2022
Instrument	A-1569368
Transaction Type	Transfer
Record Updated	Aug 24, 2022
Title Company	LEGAL TITLE, LEGAL & TITLE SERVICES

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1604 7 1 2 AVE NE, ROCHESTER, MN 55906

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLMSTED MN
Property Address	2433 E RIVER RD NE, ROCHESTER, MN 55906-3467
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A1521771
Date	Dec 29, 2020
Instrument	A-1521771

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	321 Months
Due	Sep 1, 2047

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OLMSTED MN
Recording Date	Jul 3, 2017
Property Address	2433 E RIVER RD NE, ROCHESTER, MN 55906-3467
Document Number	A1427532
Instrument Date	Jun 15, 2017
Instrument	A-1427532
Transaction Type	Transfer
Record Updated	Jul 20, 2021
Title Company	NOT AVAILABLE, HOME TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$600.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2433 E RIVER RD NE, ROCHESTER, MN 55906-3467

Mortgage

Document Number	A1427533
Date	Jul 3, 2017
Instrument	A-1427533

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Olmsted County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Olmsted County
Municipality	Rochester City
Unified School District	Rochester Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,026.00 (+4.03%)
2025	$3,870.00 (+22.47%)	$291,100 (+5.17%) Land $90,000 Building $201,100	$291,100 (+5.17%) Land $90,000 Building $201,100
2024		$276,800 (+11.12%) Land $80,000 Building $196,800	$276,800 (+11.12%) Land $80,000 Building $196,800
2023	$3,160.00
2022		$249,100 Land $55,000 Building $194,100	$249,100 Land $55,000 Building $194,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1978–1986)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 1986 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 80% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Rochester serves 123,624 people · EPA ID MN1550010
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Hiawatha Broadband Communications, Minnesota WiFi.

2433 E River Rd NE, Rochester, MN 55906 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

September 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

July 2022: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

December 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on E River Rd NE

Nearby Streets

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