24325 Sargeant Rd, Ramona, CA 92065 Property Records

San Diego County property record for 24325 Sargeant Rd, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,404 sqft · built 1989
Lot Size	0.382 acres (16,647 sqft)
Owner	2 Individual Names on File
Last Sale	$495,000 (Jul 2003)
Tax Bill	$8,381 (2025)
Deeds & Mortgages	Jun 2021 Line of Credit Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`288-531-34-00`

Property Details

APN / Parcel Number

Primary APN	`288-531-34-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	2,404 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Conventional
Lot Area	16,647 sqft (0.382 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	24325 SARGEANT RD
City	RAMONA
State	CA
Zip	92065-4096
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 208 TR 007706
Legal Subdivision	COUNTRY ESTATES III
Legal Tract	007706
Legal Block	4
Legal Lot Number	208
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	4
Census Block	4002
Census Tract	20810

Owner

24325 Sargeant Rd is owned and occupied by two individuals who bought it in July 2003.

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	24325 SARGEANT RD, RAMONA, CA 92065-4096
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2021	Deed of Trust, Mortgage · Line of Credit MISSION FCU
Apr 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage SECURE ONE CAP
Oct 4, 2017	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2003 · Amount on File
Deed Sale	Jul 31, 2003 · Amount on File
Prior Sale	Jun 20, 1997 · Amount on File
Deed Document Number	2003918725
Prior Transfer Date	Mar 2, 1995
Prior Transfer Doc	0000114343
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	24325 SARGEANT RD, RAMONA, CA 92065-4096
Transaction Type	Mortgage
Record Updated	Jun 29, 2021
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24325 SARGEANT RD, RAMONA, CA 92065-4096

Mortgage

Document Number	0000446084
Date	Jun 17, 2021
Instrument	2021-0446084

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Jun 30, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	24325 SARGEANT RD, RAMONA, CA 92065-4096
Document Number	0000192222
Instrument Date	Apr 6, 2020
Transaction Type	Mortgage
Record Updated	Apr 30, 2020
Title Company	TICOR TITLE ORANGE COUNTY BR, TICOR TITLE ORANGE CNTY BR

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	24325 SARGEANT RD RAMONA CA 920654096, RAMONA, CA 92065-4096

Mortgage

Document Number	0000192222
Date	Apr 15, 2020
Instrument	192222

Lender

Name	SECURE ONE CAP
Type	Funding / Finance Company
Address	COSTA MESA, CA 92626

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 14, 2035

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	24325 SARGEANT RD, RAMONA, CA 92065-4096
Document Number	0000521515
Instrument Date	Oct 4, 2017
Transaction Type	Mortgage
Record Updated	Nov 13, 2017
Title Company	AMERICAN COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	24325 SARGEANT RD RAMONA CA 920654096, RAMONA, CA 92065-4096

Mortgage

Document Number	0000521515
Date	Nov 8, 2017
Instrument	521515

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Nov 7, 2037

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$717,823 (+2%) Land $217,522 Building $500,301
2025	$8,381.00 (+6.33%) Homeowner's exemption	$703,749 (+4.04%) Land $213,257 Building $490,492
2023	$7,882.00 (-1.03%) Homeowner's exemption	$676,424 Land $204,977 Building $471,447
2022	$7,964.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 24325 Sargeant Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2024 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 24325 Sargeant Rd is very high, ranking above 91% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 91% of the US · above 74% of California
Wildfire Likelihood	1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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