24325 Ponchartrain Ln, Lake Forest, CA 92630 Property Records

Orange County property record for 24325 Ponchartrain Ln, Lake Forest, CA 92630

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,278 sqft · built 2006
Lot Size	0.083 acres (3,600 sqft)
Owner	2 Individual Names on File
Last Sale	$425,000 (Mar 2002)
Tax Bill	$8,955 (2025)
Deeds & Mortgages	Mar 2018 Mortgage Feb 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`614-192-18`

Property Details

APN / Parcel Number

Primary APN	`614-192-18`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,278 sqft Living Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Lot Area	3,600 sqft (0.083 acres)
Garage Area	924 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	24325 PONCHARTRAIN LN
City	LAKE FOREST
State	CA
Zip	92630-1926
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 7197 BLK LOT 221
Legal Tract	7197
Legal Lot Number	221
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	4
Census Block	4004
Census Tract	52408

Owner

24325 Ponchartrain Ln is owned and occupied by two individuals who acquired it in February 2019.

Source: Orange County records, as of August 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	24325 PONCHARTRAIN LN, LAKE FOREST, CA 92630-1926
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2018	Deed of Trust, Mortgage · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Feb 11, 2019	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Feb 5, 2019	Deed of Trust, Mortgage · Line of Credit ORANGE CNTYS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 5, 2002 · Amount on File
Deed Sale	Mar 5, 2002 · Amount on File
Deed Document Number	2002186884
Last Transfer Date	Feb 6, 2019
Transfer Doc	0000041432
Record Updated	Oct 29, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	24325 PONCHARTRAIN LN, LAKE FOREST, CA 92630-1926
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000114681
Date	Mar 30, 2018
Instrument	2018000114681

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Feb 11, 2019
Property Address	24325 PONCHARTRAIN LN, LAKE FOREST, CA 92630-1926
Document Number	0000041432
Instrument Date	Feb 6, 2019
Instrument	41432
Transaction Type	Transfer
Record Updated	Feb 25, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	24325 PONCHARTRAIN LN LAKE FOREST CA 926301926, LAKE FOREST, CA 92630-1926

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	24325 PONCHARTRAIN LN, LAKE FOREST, CA 92630-1926
Document Number	0000041433
Instrument Date	Feb 5, 2019
Transaction Type	Mortgage
Record Updated	Feb 25, 2019
Title Company	CHICAGO TITLE PIRT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	24325 PONCHARTRAIN LN LAKE FOREST CA 926301926, LAKE FOREST, CA 92630-1926

Mortgage

Document Number	0000041433
Date	Feb 11, 2019
Instrument	41433

Lender

Name	ORANGE CNTYS CU
Type	Credit Union
Address	SANTA ANA, CA 92705

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 10, 2049

Interest

Rate Type	Adjustable Rate
Rate	12%

Tax Assessment & Valuation

The 2025 property tax bill for 24325 Ponchartrain Ln was $8,955.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Lake Forest City
Unified School District	Saddleback Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$872,650 (+2%) Land $556,107 Building $316,543
2025	$8,955.00	$855,540 Land $545,203 Building $310,337
2023	$8,586.00 (+1.81%)	$822,319 Land $524,032 Building $298,287
2022	$8,433.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 24325 Ponchartrain Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2005–2010)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 24325 Ponchartrain Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile.

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