24320 Murray Dr, Ray, MI 48096 Property Records

Macomb County property record for 24320 Murray Dr, Ray, MI 48096

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,922 sqft · built 2020
Lot Size	15 acres (655,055 sqft)
Owner	2 Individual Names on Record
Tax Bill	$14,691 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Apr 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`21-05-25-400-017`

Property Details

APN / Parcel Number

Primary APN	`21-05-25-400-017`
Alternative APN	`0525400017`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	3,922 sqft Living Area
1st Floor Area	3,922 sqft
Basement Area	3,922 sqft
Unfinished Basement	3,922 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Ranch
Lot Area	655,055 sqft (15 acres)
Garage Area	1,152 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	24320 MURRAY DR
City	RAY
State	MI
Zip	48096-3569
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	T4N,R13E,SEC 25; BEG AT S 1/4SEC 25; TH N0031'40"E 614.04 FT, TH S8910'05"E 665.53 FT, TH S03*11'33"W 57.10 FT, TH
Legal Range	13E
Legal Township	04N
Legal Section	02
Jurisdiction	MACOMB MI
Township / Civil Division	RAY
Census Block Group	2
Census Block	2045
Census Tract	216000

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	44783 MORLEY DR, CLINTON TOWNSHIP, MI 48036-1357
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2024	Deed of Trust, Mortgage · SBA Mortgage FIRST STATE BANK
Apr 8, 2024	Deed of Trust, Mortgage · SBA Mortgage FIRST STATE BANK
Jul 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage HALL FINANCIAL GROUP
May 25, 2017	Warranty Deed, Transfer STERLING TITLE AGENCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	24320 MURRAY DR, RAY, MI 48096-3569
Transaction Type	Mortgage
Record Updated	May 13, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24320 MURRAY DR, RAY, MI 48096-3569

Mortgage

Document Number	2400035234
Date	Apr 26, 2024
Book Page	29565/919
Instrument	202400035234

Lender

Name	FIRST STATE BANK
Type	Bank
Address	24300 LITTLE MACK AVE, SAINT CLAIR SHORES, MI 48080

Agreement

Type	SBA Mortgage
Amount	Amount Recorded

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	24320 MURRAY DR, RAY, MI 48096-3569
Transaction Type	Mortgage
Record Updated	Apr 25, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24320 MURRAY DR, RAY, MI 48096-3569

Mortgage

Document Number	2400030188
Date	Apr 8, 2024
Book Page	29542/316
Instrument	202400030188

Lender

Name	FIRST STATE BANK
Type	Bank
Address	24300 LITTLE MACK AVE, SAINT CLAIR SHORES, MI 48080

Agreement

Type	SBA Mortgage
Amount	Amount Recorded

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	24320 MURRAY DR, RAY, MI 48096-3569
Transaction Type	Mortgage
Record Updated	Aug 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24320 MURRAY DR, RAY, MI 48096-3569

Mortgage

Document Number	2200089188
Date	Jul 21, 2022
Book Page	28723/717
Instrument	202200089188

Lender

Name	HALL FINANCIAL GROUP
Address	TROY, MI 48083

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	May 25, 2017
Property Address	24320 MURRAY DR, RAY, MI 48096-3569
Document Number	0000067264
Book / Page	024735 / 000688
Instrument Date	May 15, 2017
Instrument	67264
Transaction Type	Transfer
Record Updated	Jun 22, 2017
Title Company	STERLING TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$2,451.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	52469 SILENT RIDGE DR CHESTERFIELD MI 480511985, CHESTERFIELD, MI 48051-1985

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Ray Township
Unified School District	New Haven Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$605,300 (+33.38%)	$1,210,600 (+33.38%)
2025	$14,691.00 (+58.46%)
2023		$453,800	$907,600
2022	$9,271.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, T-Mobile.

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