2432 W Temperance Rd, Temperance, MI 48182 Property Records

Monroe County property record for 2432 W Temperance Rd, Temperance, MI 48182

Property Summary

Property Type	Single Family Home
Lot Size	3.81 acres (165,964 sqft)
Owner	2 Individual Names on Record
Last Sale	$350,000 (Jul 2021)
Tax Bill	$2,854 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit Jan 2022 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`02-016-036-00`

Property Details

APN / Parcel Number

Primary APN	`02-016-036-00`

Exterior

Lot Area	165,964 sqft (3.81 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2432 W TEMPERANCE RD
City	TEMPERANCE
State	MI
Zip	48182-9768
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 16 T8S R7E 3.81 ACRES COM @ SW COR OF SEC 16 TH N 0D 34M 30S W 500 FT TH N 89D 43M E 401.91 FT TH S 0D 43M E 288.9 FT TH
Legal Range	07E
Legal Township	08S
Legal Section	16
Jurisdiction	MONROE MI
Township / Civil Division	BEDFORD
Census Block Group	2
Census Block	2018
Census Tract	833200

Owner

Source: Monroe County records, as of September 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2432 W TEMPERANCE RD, TEMPERANCE, MI 48182-9768
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2024	Deed of Trust, Mortgage · Line of Credit AMERICAN 1 CU
Jan 28, 2022	Intrafamily Transfer, Transfer
Jul 14, 2021	Re-recorded Document LOUISVILLE TITLE AGENCY
Jan 19, 2021	Warranty Deed, Transfer
Mar 8, 2021	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Apr 5, 2024	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2021 · Amount on Record
Deed Sale	Jul 14, 2021 · Amount on Record
Prior Sale	Mar 8, 2021 · Amount on Record
Deed Document Number	202118330
Last Transfer Date	Jan 26, 2022
Transfer Doc	0000002045
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	2432 W TEMPERANCE RD, TEMPERANCE, MI 48182-9768
Transaction Type	Mortgage
Record Updated	Mar 7, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002420
Date	Feb 26, 2024
Instrument	2024R02420

Lender

Name	AMERICAN 1 CU
Type	Credit Union
Address	718 E MICHIGAN AVE, JACKSON, MI 49201

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Feb 15, 2039

Interest

Change Frequency	Monthly

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE MI
Recording Date	Jan 28, 2022
Property Address	2432 W TEMPERANCE RD, TEMPERANCE, MI 48182-9768
Document Number	0000002045
Instrument Date	Jan 26, 2022
Instrument	2022R02045
Transaction Type	Transfer
Record Updated	Feb 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	527 NAPOLEON RD, 527, MICHIGAN CENTER, MI 49254-1344

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2432 W TEMPERANCE RD, TEMPERANCE, MI 48182-9768

July 2021: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	MONROE MI
Recording Date	Jul 14, 2021
Property Address	2432 W TEMPERANCE RD, TEMPERANCE, MI 48182-9768
Document Number	2021R18330
Instrument Date	Jul 13, 2021
Instrument	2021R18330
Record Updated	Aug 25, 2021
Title Company	LOUISVILLE TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2432 W TEMPERANCE RD, 2432, TEMPERANCE, MI 48182-9768

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2432 W TEMPERANCE RD, TEMPERANCE, MI 48182-9768

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Jan 19, 2021
Property Address	2432 W TEMPERANCE RD, TEMPERANCE, MI 48182-9768
Document Number	2021R01645
Instrument Date	Dec 15, 2020
Instrument	2021R01645
Transaction Type	Transfer
Record Updated	Jul 13, 2021

Transaction

Amount	Amount Recorded
Tax	$2,625.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2432 W TEMPERANCE RD, 2432, TEMPERANCE, MI 48182-9768

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1223 CASCADE DR, TEMPERANCE, MI 48182-2314

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Mar 8, 2021
Property Address	2432 W TEMPERANCE RD, TEMPERANCE, MI 48182-9768
Document Number	2021R06266
Instrument Date	Dec 15, 2020
Instrument	2021R06266
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	LOUISVILLE TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,625.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2432 W TEMPERANCE RD, 2432, TEMPERANCE, MI 48182-9768

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1223 CASCADE DR, TEMPERANCE, MI 48182-2314

Mortgage

Document Number	2021R06267
Date	Mar 8, 2021
Instrument	2021R06267

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jan 1, 2051

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Apr 5, 2024
Property Address	2432 W TEMPERANCE RD, TEMPERANCE, MI 48182-9768
Document Number	0000004343
Instrument Date	Dec 15, 2020
Instrument	2024R04343
Transaction Type	Transfer
Record Updated	May 6, 2024

Transaction

Amount	Amount Recorded
Tax	$2,625.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2432 W TEMPERANCE RD, TEMPERANCE, MI 48182-9768

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2432W W TEMPERANCE RD, TEMPERANCE, MI 48182-9768

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Bedford Township
Unified School District	Bedford Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$182,700 (+52.12%) Land $182,700	$365,400 (+52.12%) Land $365,400
2025	$2,854.00 (+13.12%) Homeowner's exemption
2023	$2,523.00 Homeowner's exemption	$120,100	$240,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Cable	1,000 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

Cell Coverage

5G (outdoors only) and 4G LTE

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