2432 W Spring St, Lima, OH 45805 Property Records

Allen County property record for 2432 W Spring St, Lima, OH 45805

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 864 sqft · built 1953
Lot Size	0.209 acres (9,104 sqft)
Owner	2 Individual Names on Record
Last Sale	$87,000 (Jul 2018)
Tax Bill	$1,504 (2025)
Deeds & Mortgages	Jul 2018 Sale & Mortgage Feb 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`36-3408-10-026.000`

Property Details

APN / Parcel Number

Primary APN	`36-3408-10-026.000`
Alternative APN	`M3836340810026000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	864 sqft Living Area
Gross Area	1,728 sqft
1st Floor Area	864 sqft
Basement Area	864 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 2004
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Lot Area	9,104 sqft (0.209 acres)
Lot Dimensions	152 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Deck Area	180 sqft
Patio Area	112 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	2432 W SPRING ST
City	LIMA
State	OH
Zip	45805-2539
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROSEDALE EXTENSION LOT T 20305 JOINT TEN FF 60.00
Legal Subdivision	ROSEDALE EXTENSION
Legal Lot Number	20305
Jurisdiction	ALLEN OH
Township / Civil Division	LIMA
Census Block Group	2
Census Block	2042
Census Tract	10900

Owner

Source: Allen County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2432 W SPRING ST, LIMA, OH 45805-2539
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2018	Grant Deed, Transfer · FHA Mortgage STEARNS LNDG LLC
Feb 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY
Feb 22, 2017	Warranty Deed, Transfer · Conventional with PMI TOPMARK FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2018 · Amount on Record
Deed Sale	Jul 31, 2018 · Amount on Record
Prior Sale	Feb 22, 2017 · Amount on Record
Deed Document Number	20188745
Deed Book / Page	2018 / 8745
Record Updated	Sep 20, 2026

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALLEN OH
Recording Date	Jul 31, 2018
Property Address	2432 W SPRING ST, LIMA, OH 45805-2539
Document Number	0000008745
Instrument Date	Jul 31, 2018
Instrument	8745
Transaction Type	Transfer
Record Updated	Aug 9, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$266.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2432 W SPRING ST LIMA OH 458052539, LIMA, OH 45805-2539

Mortgage

Document Number	8746
Date	Jul 31, 2018
Instrument	8746

Lender

Name	STEARNS LNDG LLC
Address	SANTA ANA, CA 92707-8788

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 30, 2048

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	2432 W SPRING ST, LIMA, OH 45805-2539
Document Number	0000001945
Instrument Date	Feb 21, 2017
Transaction Type	Mortgage
Record Updated	Jun 30, 2017
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2432 W SPRING ST LIMA OH 458052539, LIMA, OH 45805-2539

Mortgage

Document Number	0000001945
Date	Feb 24, 2017
Book Page	002017/001945
Instrument	1945

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	LIMA, OH 45801

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Feb 22, 2017
Property Address	2432 W SPRING ST, LIMA, OH 45805-2539
Document Number	0000001826
Book / Page	002017 / 001826
Instrument Date	Feb 17, 2017
Instrument	1826
Transaction Type	Transfer
Record Updated	May 20, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$243.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2432 W SPRING ST LIMA OH 458052539, LIMA, OH 45805-2539

Mortgage

Document Number	1827
Date	Feb 22, 2017
Book Page	002017/001827
Instrument	1827

Lender

Name	TOPMARK FCU
Type	Credit Union
Address	LIMA, OH 45806

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 21, 2047

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
Municipality	Lima City
Unified School District	Lima City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,504.00 (-4.69%)	$41,650 (-) Land $7,490 Building $34,160	$119,000 (-) Land $21,400 Building $97,600
2024	$1,578.00 (+18.65%) Homeowner's exemption	$41,650 (+41.96%) Land $7,490 Building $34,160	$119,000 (+42%) Land $21,400 Building $97,600
2023	$1,330.00 (+1.99%) Homeowner's exemption	$29,340 (-) Land $5,290 Building $24,050
2022	$1,304.00 Homeowner's exemption	$29,340 Land $5,290 Building $24,050
2021			$83,800 Land $15,100 Building $68,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2007)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2007 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIMA CITY serves 65,619 people · EPA ID OH0200811
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40

May also be available: Brightspeed, TSC, Verizon.

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