Bell County property record for 2432 Smith Bluff Rd, Salado, TX 76571 · Last verified April 2024
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,173 sqft · built 1995 |
| Lot Size | 0.55 acres (23,971 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,377 (2023) |
| Deeds & Mortgages | Dec 2020 Mortgage Jan 2020 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 0374036160 |
| Primary APN | 0374036160 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,173 sqft Living Area |
| 1st Floor Area | 2,173 sqft |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 23,971 sqft (0.55 acres) |
| Lot Dimensions | 173 ft deep x 138 ft wide |
| Garage Area | 574 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 420 sqft |
| Deck Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 871098 |
|---|---|
| Street Address | 2432 SMITH BLUFF RD |
| City | SALADO |
| State | TX |
| Zip | 76571-5488 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MILL CREEK SECTION 14, BLOCK 002, LOT 0001 |
| Legal Subdivision | MILL CREEK SECTION 14 |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | BELL TX |
| Township / Civil Division | SOUTH BELL |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 23405 |
Source: Bell County records · APN 0374036160
Assessment roll updated August 1, 2023 · Last verified April 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2432 SMITH BLUFF RD, SALADO, TX 76571-5488 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 29, 2020 | Deed of Trust, Mortgage · VA Mortgage LEADER ONE FINANCIAL CORP |
| Jan 31, 2020 | Warranty Deed, Transfer · VA Mortgage USAA |
| Feb 25, 2019 | Warranty Deed, Transfer QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 31, 2020 |
| Deed Sale | Jan 31, 2020 |
| Prior Sale | Feb 25, 2019 |
| Deed Document Number | 2020-00004791 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELL TX |
| Property Address | 2432 SMITH BLUFF RD, SALADO, TX 76571-5488 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | ELEVATED TITLE OF TEXAS LLC |
| Name | Verified Name |
|---|
| Document Number | 0000072608 |
|---|---|
| Date | Dec 29, 2020 |
| Instrument | 2020-00072608 |
| Name | LEADER ONE FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Address | OVERLAND PARK, KS 66210 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | Jan 31, 2020 |
| Property Address | 2432 SMITH BLUFF RD, SALADO, TX 76571-5488 |
| Document Number | 0000004791 |
| Instrument Date | Jan 28, 2020 |
| Instrument | 4791 |
| Transaction Type | Transfer |
| Record Updated | Feb 24, 2020 |
| Title Company | FIRST CMNTY TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 2409 SMITH BLUFF RD SALADO TX 765715488, SALADO, TX 76571-5488 |
| Document Number | 4790 |
|---|---|
| Date | Jan 31, 2020 |
| Instrument | 4790 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 30, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | Feb 25, 2019 |
| Property Address | 2432 SMITH BLUFF RD, SALADO, TX 76571-5488 |
| Document Number | 0000006820 |
| Book / Page | 010746 / 000213 |
| Instrument Date | Feb 15, 2019 |
| Instrument | 6820 |
| Transaction Type | Transfer |
| Record Updated | Mar 08, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2409 SMITH BLUFF RD SALADO TX 765715488, SALADO, TX 76571-5488 |
| Document Number | 6821 |
|---|---|
| Date | Feb 25, 2019 |
| Book Page | 010746/000217 |
| Instrument | 6821 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, FL 48226-1906 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Feb 24, 2039 |
Source: Bell County records · Assessment roll updated August 1, 2023 · Last verified April 2024
| Type | Name |
|---|---|
| State | Texas |
| County | Bell County |
| Municipality | Salado Village |
| Unified School District | Salado Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $5,377.00 (-35.63%) Homeowner's exemption | $426,845 Land $90,000 Building $336,845 | $426,845 Land $90,000 Building $336,845 |
| 2022 | $8,353.00 |
Source: FEMA National Flood Hazard Layer, Bell County (48027C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Wildfire Risk | Moderate above 47% of the US · above 20% of Texas |
|---|---|
| Wildfire Likelihood | About 1 in 1,111 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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