2432 Sir Lance Dr, Chesapeake, VA 23325 Property Records

Chesapeake City property record for 2432 Sir Lance Dr, Chesapeake, VA 23325

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,972 sqft · built 1967
Lot Size	0.265 acres (11,543 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,237 (2025)
Deeds & Mortgages	Sep 2026 Mortgage
APN	`0192002002940`

Property Details

APN / Parcel Number

Primary APN	`0192002002940`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,972 sqft Living Area
1st Floor Area	1,524 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Exterior Material	Brick
Construction Type	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	11,543 sqft (0.265 acres)
Garage Type	Attached
Garage Area	374 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	272 sqft
Deck Area	374 sqft
Patio Area	320 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2432 SIR LANCE DR
City	CHESAPEAKE
State	VA
Zip	23325-4339
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10S: RESI
Legal Description	294 GEORGETOWN EAST SEC 2
Legal Subdivision	GEORGETOWN EAST
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1002
Census Tract	20808

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2432 SIR LANCE DR, CHESAPEAKE, VA 23325-4339
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Sep 9, 2026
Property Address	2432 SIR LANCE DR, CHESAPEAKE, VA 23325-4339
Document Number	0000023401
Book / Page	11021 / 219
Instrument Date	Sep 7, 2026
Instrument	202623401
Transaction Type	Mortgage
Record Updated	Oct 1, 2026
Title Company	2020 TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2432 SIR LANCE DR, CHESAPEAKE, VA 23325-4339

Mortgage

Document Number	0000023401,
Date	Sep 9, 2026
Book Page	11021/219
Instrument	202623401

Lender

Name	AMERISAVE MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2041

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$340,400 (+6.21%) Land $135,000 Building $205,400	$340,400 (+6.21%) Land $135,000 Building $205,400
2025	$3,237.00 (+30.79%)	$320,500 (+3.62%) Land $125,000 Building $195,500	$320,500 (+3.62%) Land $125,000 Building $195,500
2023		$309,300 (+6.11%) Land $105,000 Building $204,300	$309,300 (+6.11%) Land $105,000 Building $204,300
2022		$291,500 Land $95,000 Building $196,500	$291,500 Land $95,000 Building $196,500
2019	$2,475.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1998–2010)
Most Recent Claim	Jan 2010 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880