2432 Silver Lake Estates Dr, Pacific, MO 63069 Property Records

Franklin County property record for 2432 Silver Lake Estates Dr, Pacific, MO 63069

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 4,035 sqft · built 2004
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on File
Last Sale	$278,500 (Aug 2017)
Tax Bill	$4,727 (2025)
Deeds & Mortgages	Feb 2019 Mortgage Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-5-15.0-0-007-021.600`

Property Details

APN / Parcel Number

Primary APN	`19-5-15.0-0-007-021.600`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,035 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Architectural Style	Other
Construction Type	Frame
Lot Area	17,424 sqft (0.4 acres)

Location & Zoning

Street Address	2432 SILVER LAKE ESTATES DR
City	PACIFIC
State	MO
Zip	63069-5571
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:7 SILVER LAKE ESTATES
Legal Range	02E
Legal Township	43
Legal Section	15
Legal Subdivision	SILVER LAKE ESTATES
Legal Block	7
Legal Lot Number	7
Jurisdiction	FRANKLIN MO
Township / Civil Division	BOLES
Census Block Group	3
Census Block	3027
Census Tract	800703

Owner

2432 Silver Lake Estates Dr is owned and occupied by two individuals who bought it in August 2017.

Source: Franklin County records, as of November 10, 2025

Owner of Record	2 Individual Names on File
Mailing Address	2432 SILVER LAKE ESTATES DR, PACIFIC, MO 63069-5571
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2019	Deed of Trust, Mortgage US BK
Aug 1, 2017	Warranty Deed, Transfer US BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2017 · Amount on File
Deed Sale	Aug 1, 2017 · Amount on File
Deed Document Number	1711626
Record Updated	Jun 8, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	2432 SILVER LAKE ESTATES DR, PACIFIC, MO 63069-5571
Document Number	0000001936
Instrument Date	Feb 12, 2019
Transaction Type	Mortgage
Record Updated	Mar 8, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2432 SILVER LAKE ESTATES DR PACIFIC MO 630695571, PACIFIC, MO 63069-5571

Mortgage

Document Number	0000001936
Date	Feb 19, 2019
Instrument	1936

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Amount	Amount on Record
Term	180 Months
Due	Feb 18, 2034

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Aug 1, 2017
Property Address	2432 SILVER LAKE ESTATES DR, PACIFIC, MO 63069-5571
Document Number	0000011626
Instrument Date	Jul 31, 2017
Instrument	11626
Transaction Type	Transfer
Record Updated	Aug 4, 2017
Title Company	US TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2432 SILVER LAKE ESTATES DR PACIFIC MO 630695571, PACIFIC, MO 63069-5571

Mortgage

Document Number	11628
Date	Aug 1, 2017
Instrument	11628

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jul 31, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 2432 Silver Lake Estates Dr was $4,727.

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Municipality	Pacific City
Unified School District	Meramec Valley R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,727.00	$77,486	$407,820 Land $60,000 Building $347,820
2023	$4,574.00 (-9.34%)	$61,258	$322,410 Land $35,000 Building $287,410
2022	$5,045.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2432 Silver Lake Estates Dr in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	8 (2015–2024)
Most Recent Claim	Nov 2024 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2017 · 2 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Dec 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2432 Silver Lake Estates Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN COUNTY PWSD 3 serves 8,250 people · EPA ID MO6024213
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Bays-ET Highspeed Fixed Wireless	600 / 100
Wave Internet Technologies Fixed Wireless	100 / 100

May also be available: Wisper ISP.

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