2432 Seven Oaks Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 2432 Seven Oaks Dr, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,550 sqft · built 2018
Lot Size	0.05 acres (2,178 sqft)
Owner	Company Name on File
Last Sale	$270,000 (Sep 2026)
Tax Bill	$2,707 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Mar 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`27-26-30-0059-0001-1150`

Property Details

APN / Parcel Number

Primary APN	`27-26-30-0059-0001-1150`
Alternative APNs	`263027005900011150` `139519`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,550 sqft Living Area
Gross Area	2,078 sqft
1st Floor Area	672 sqft
Upper Floors Area	878 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Custom Design
Exterior Material	Concrete Block
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	2,178 sqft (0.05 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	2432 SEVEN OAKS DR
City	SAINT CLOUD
State	FL
Zip	34772-7817
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR3
Legal Description	OAK RIDGE PB 18 PG 127-131 A PORTION OF LOTS 114 AND 115 DESCRIBED AS FOLLOWS: ELY 10.65 FT OF LOT 114 AND WLY 13.35 FT OF LOT 115 AKA UNIT 73
Legal Range	30E
Legal Township	26S
Legal Section	27
Legal Subdivision	OAK RIDGE
Legal Tract	59
Legal Block	1150
Legal Lot Number	115
Legal Unit	73
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1027
Census Tract	43207

Owner

2432 Seven Oaks Dr is owned by a company that bought it in September 2026 and is owner-occupied.

Source: Osceola County records, as of September 11, 2026

Owner of Record	Company Name on File
Mailing Address	199 CHAUNCEY ST, PHA, BROOKLYN, NY 11233-5563
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2026	Warranty Deed, Transfer · Conventional Mortgage AMWEST FUNDING CORPORATION
Mar 2, 2018	Special Warranty Deed, Transfer FIRST AMERICAN TITLE INS CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2026 · Amount on File
Deed Sale	Sep 1, 2026 · Amount on File
Prior Sale	Mar 2, 2018 · Amount on File
Deed Document Number	2026113772
Deed Book / Page	7028 / 1121
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Sep 1, 2026
Property Address	2432 SEVEN OAKS DR, SAINT CLOUD, FL 34772-7817
Document Number	0000113772
Book / Page	7028 / 1121
Instrument Date	Aug 27, 2026
Instrument	2026113772
Transaction Type	Transfer
Record Updated	Sep 11, 2026
Title Company	IMPERIUM TITLE AND ESCROW LLC, IMPERIUM TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$190,890.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	199 CHAUNCEY ST, BROOKLYN, NY 11233-5563

Mortgage

Document Number	0000113773,
Date	Sep 1, 2026
Instrument	2026113773

Lender

Name	AMWEST FUNDING CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Mar 2, 2018
Property Address	2432 SEVEN OAKS DR, SAINT CLOUD, FL 34772-7817
Document Number	0052950319
Book / Page	5295 / 0319
Map Reference	MB18 PG127-131
Instrument Date	Feb 27, 2018
Instrument	2018035885
Transaction Type	Transfer
Record Updated	Aug 1, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Tax	$1,320.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2255 GLADES RD # RD324A, 2255, BOCA RATON, FL 33431-7382

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2432 SEVEN OAKS DR, SAINT CLOUD, FL 34772-7817

Tax Assessment & Valuation

The 2025 property tax bill for 2432 Seven Oaks Dr was $2,707 with a homeowner's exemption.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,707.00 Homeowner's exemption	$194,166	$258,000 Land $40,000 Building $218,000
2023	$2,540.00 (+3.84%) Homeowner's exemption	$183,199 (+3%)	$283,500 (+33.79%) Land $14,900 Building $268,600
2022	$2,446.00 Homeowner's exemption	$177,864	$211,900 Land $14,900 Building $197,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2432 Seven Oaks Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 34 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	34 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2432 Seven Oaks Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: AT&T, Xfinity.

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