2432 Sarbonne Dr, Oceanside, CA 92054 Property Records

San Diego County property record for 2432 Sarbonne Dr, Oceanside, CA 92054

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,569 sqft · built 1961
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Company Names on Record
Last Sale	$250,000 (Jan 1995)
Tax Bill	$1,765 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Dec 2025 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`151-232-02-00`

Property Details

APN / Parcel Number

Primary APN	`151-232-02-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,569 sqft Living Area

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Lot Area	7,500 sqft (0.172 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	2432 SARBONNE DR
City	OCEANSIDE
State	CA
Zip	92054-5738
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 56 TR 004332
Legal Subdivision	SKYLARK TERRACE
Legal Tract	004332
Legal Block	2
Legal Lot Number	56
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2009
Census Tract	18504

Owner

Source: San Diego County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	2432 SARBONNE DR, OCEANSIDE, CA 92054-5738
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage BANNER BANK
Dec 17, 2025	Deed of Trust, Mortgage · Line of Credit BANNER BANK
Jan 21, 2021	Correction Deed ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 1995 · Amount on Record
Deed Sale	Jan 31, 1995 · Amount on Record
Prior Sale	Aug 7, 1985 · Amount on Record
Deed Document Number	199543439
Last Transfer Date	Nov 6, 2020
Transfer Doc	0000047065
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 6, 2026
Property Address	2432 SARBONNE DR, OCEANSIDE, CA 92054-5738
Document Number	0000228251
Instrument Date	Jul 31, 2026
Instrument	2026228251
Transaction Type	Mortgage
Record Updated	Aug 14, 2026
Title Company	TICOR TITLE COMPANY OC, TICOR TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust, 221
Address	2432 SARBONNE DR, OCEANSIDE, CA 92054-5738

Mortgage

Document Number	0000228251,
Date	Aug 6, 2026
Instrument	2026228251

Lender

Name	BANNER BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.43%
Initial Type	Fixed Rate
Max Rate	-1%

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2432 SARBONNE DR, OCEANSIDE, CA 92054-5738
Transaction Type	Mortgage
Record Updated	Dec 31, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2432 SARBONNE DR, OCEANSIDE, CA 92054-5738

Mortgage

Document Number	0000354966
Date	Dec 17, 2025
Instrument	2025-0354966

Lender

Name	BANNER BANK
Type	Bank
Address	CARLSBAD, CA 92008

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 21, 2021
Property Address	2432 SARBONNE DR, OCEANSIDE, CA 92054-5738
Document Number	0000047065
Instrument Date	Jan 21, 2021
Instrument	47065
Record Updated	Jan 29, 2021
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2432 SARBONNE DR OCEANSIDE CA 920545738, OCEANSIDE, CA 92054-5738

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$163,536 (+2%) Land $40,604 Building $122,932
2025	$1,765.00 (+2.02%) Homeowner's exemption	$160,330 (+4.04%) Land $39,808 Building $120,522
2024	$1,730.00 (+3.28%)
2023	$1,675.00 (+1.64%) Homeowner's exemption	$154,106 Land $38,263 Building $115,843
2022	$1,648.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	13 (1985–2018)
Claims Outside the SFHA	3 of 13
Most Recent Claim	Dec 2018 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding, And Debris And Mud Flows, Dec 2010 · 3 claims Severe Winter Storms And Flooding, Feb 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Arviso - Mobile Home Park private · serves 70 people · EPA ID 090605121
Water Source	Groundwater
Last State Inspection	Feb 2026
Also Mapped Here	SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
Lead	Below detection (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Dec 2019
Monitoring and Reporting	26 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks.

Cell Coverage

5G (outdoors only) and 4G LTE

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