2432 S Oliver St, Gilbert, AZ 85295 Property Records

Maricopa County property record for 2432 S Oliver St, Gilbert, AZ 85295

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,546 sqft · built 2021
Lot Size	0.245 acres (10,713 sqft)
Owner	Individual Name on File
Last Sale	$602,601 (May 2022)
Tax Bill	$2,382 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage May 2022 Sale + 1 more
Flood Zone	Zone X (moderate risk)
APN	`313-29-004`

Property Details

APN / Parcel Number

Primary APN	`313-29-004`

Interior

Full Baths	4 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	2,546 sqft Living Area
1st Floor Area	1,816 sqft
2nd Floor Area	730 sqft

Exterior

Year Built	Built 2021
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	10,713 sqft (0.245 acres)
Parking Spaces	2 Parking Spaces
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	2432 S OLIVER ST
City	GILBERT
State	AZ
Zip	85295-0424
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF-D
Legal Description	FULTON HOMES COOLEY STATION PARCELS 9 11 17A AND 30 MCR 1438-03
Legal Range	06E
Legal Township	01S
Legal Section	36
Legal Subdivision	FULTON HOMES COOLEY STATION PARCELS 9 11
Legal Lot Number	4
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	1
Census Block	1008
Census Tract	815601

Owner

2432 S Oliver St is owned and occupied by an individual who bought it in May 2022.

Source: Maricopa County records, as of November 20, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2432 S OLIVER ST, GILBERT, AZ 85295-0424
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 10, 2022	Special Warranty Deed, Subdivision Related Transfer · VA Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC
May 10, 2022	Special Warranty Deed, Construction Loan SURETY TITLE AGENCY INC, SECURITY TITLE AGENCY INC
Nov 17, 2020	Deed of Trust, Construction Loan · Construction Mortgage M & T BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 10, 2022 · Amount on File
Deed Sale	May 10, 2022 · Amount on File
Prior Sale	May 10, 2022 · Amount on File
Deed Document Number	20220406634
Record Updated	Jun 8, 2026

May 2022: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	May 10, 2022
Property Address	2432 S OLIVER ST, GILBERT, AZ 85295-0424
Document Number	0000406634
Map Reference	MB 1438 PG 3
Instrument Date	Apr 21, 2022
Instrument	20220406634
Transaction Type	Subdivision Related Transfer
Record Updated	May 19, 2022
Title Company	SURETY TITLE AGENCY INC, SECURITY TITLE AGENCY INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9140 S KYRENE RD # RD202, 9140, TEMPE, AZ 85284-2920

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2432 S OLIVER ST, GILBERT, AZ 85295-0424

Mortgage

Document Number	0000406635
Date	May 10, 2022
Instrument	20220406635

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

May 2022: Special Warranty Deed, Construction Loan

Document Type	Special Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	May 10, 2022
Property Address	2432 S OLIVER ST, GILBERT, AZ 85295-0424
Document Number	0000406633
Map Reference	MB 1438 PG 3
Instrument Date	Apr 21, 2022
Instrument	20220406633
Transaction Type	Construction Loan
Record Updated	May 19, 2022
Title Company	SURETY TITLE AGENCY INC, SECURITY TITLE AGENCY INC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9410 S KYRENE RD202, 9410, TEMPE, AZ 85284

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9140 S KYRENE RD STE 202, 202, TEMPE, AZ 85284-2929

November 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Recording Date	Nov 17, 2020
Property Address	2432 S OLIVER ST, GILBERT, AZ 85295-0424
Document Number	0001122948
Instrument Date	Nov 6, 2020
Instrument	1122948
Transaction Type	Construction Loan
Record Updated	May 17, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	9140 S KYRENE RD #202 TEMPE AZ 852842929, 202, TEMPE, AZ 85284-2929

Mortgage

Document Number	0001122948
Date	Nov 17, 2020
Instrument	1122948

Lender

Name	M & T BK
Address	1630 S STAPLEY DR # 106, MESA, AZ 85204-6658

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	36 Months
Due	Nov 16, 2023

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2432 S Oliver St was $2,382.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Higley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$55,300	$553,000 Land $110,600 Building $442,400
2025	$2,382.00
2024		$51,260	$512,600 Land $102,500 Building $410,100
2023	$2,533.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2432 S Oliver St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2432 S Oliver St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 98.9% of Arizona
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 532 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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