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2432 Ring Rd, Spring Hill, FL 34609 Property Records

Hernando County property record for 2432 Ring Rd, Spring Hill, FL 34609 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2020
Square Footage1,962 sqft Living Area
Lot Size8,712 sqft (0.2 acres)
OccupancyOwner Occupied
Last Sale$254,900 (2021)
Tax Bill$3,878.00 (2025)

Property Details

APN / Parcel Number

Primary APNR32-323-17-5130-0791-0200
Alternative APNs
  • 00527665
  • 527665

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms4 Rooms
Building Area1,962 sqft Living Area
Stories1 Stories
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2020
Exterior MaterialStucco Exterior
Construction TypeConcrete Construction
Foundation TypeConcrete Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area8,712 sqft (0.2 acres)
Depth X Width128 ft x 82 ft Depth x Width
Parking Spaces1 Parking Spaces

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number00527665
Street Address2432 RING RD
CitySPRING HILL
StateFL
Zip34609-5100
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSPRING HILL UNIT 13 BLK 791 LOT 20
Legal Range18E
Legal Township23S
Legal Section21
Legal SubdivisionSPRING HILL UNIT 13
Legal Block791
Legal Lot Number20
Legal Unit13
JurisdictionHERNANDO FL
Minor Civil DivisionSPRING HILL
Census Blockgroup1
Census Block1015
Census Tract40906

Owner

Source: Hernando County records · APN R32-323-17-5130-0791-0200

Assessment roll updated October 31, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-owner2 Verified Secondary Owners
Mailing Address2432 RING RD, SPRING HILL, FL 34609-5100
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 05, 2021Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
UNITED WHOLESALE MORTGAGE
Jan 10, 2020Warranty Deed, Transfer
GULF COAST TITLE COMPANY INC, GULF COAST TITLE CO INC
Jan 10, 2020Loan Modification, Mortgage
CAPITAL CTY BK
May 21, 2019Warranty Deed, Transfer
MASTER TITLE SERVICES INC, MASTER TITLE SVC INC

Assessor's Deed Record

Deed Names3 Verified Names on Deed
Last SaleMay 05, 2021 · Amount on Record
Deed SaleMay 05, 2021 · Amount on Record
Prior SaleJan 10, 2020 · Amount on Record
Deed Doc Number2021032584
Deed Book / Page3992 / 1192
Record RefreshedJun 08, 2026

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHERNANDO FL
Recording DateMay 05, 2021
Property Address2432 RING RD, SPRING HILL, FL 34609-5100
Document Number0039921192
Book / Page3992 / 1192
Map ReferenceMB 8 PG 84-100
Instrument DateApr 30, 2021
Instrument2021032584
Transaction TypeTransfer
Record UpdatedJul 28, 2022
Title CompanyALL PERFORMANCE TITLE LLC, ALL PERFORMANCE TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,784.30
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2931 LANDOVER BLVD, 2931, SPRING HILL, FL 34608-7258

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address2432 RING RD, SPRING HILL, FL 34609-5100

Mortgage

Document Number0039921193
DateMay 05, 2021
Instrument3992/1193
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2051

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHERNANDO FL
Recording DateJan 10, 2020
Property Address2432 RING RD, SPRING HILL, FL 34609-5100
Document Number0037941418
Book / Page003794 / 001418
Instrument DateJan 10, 2020
Instrument2145
Transaction TypeTransfer
Record UpdatedFeb 10, 2020
Title CompanyGULF COAST TITLE COMPANY INC, GULF COAST TITLE CO INC

Transaction

AmountAmount Recorded
Tax$224.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2931 LANDOVER BLVD SPRING HILL FL 346087258, SPRING HILL, FL 34608-7258

January 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHERNANDO FL
Property Address2432 RING RD, SPRING HILL, FL 34609-5100
Document Number0037941419
Instrument DateJan 10, 2020
Transaction TypeMortgage
Record UpdatedFeb 10, 2020
Title CompanyGULF COAST TITLE COMPANY INC, GULF COAST TITLE CO INC

Transaction

Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2432 RING RD SPRING HILL FL 34609, SPRING HILL, FL 34609

Mortgage

Document Number0037941419
DateJan 10, 2020
Book Page003794/001419
Instrument2146
Lender
NameCAPITAL CTY BK
TypeBank
Address5200 -A W NEWBERRY RD, GAINESVILLE, FL 32607
Agreement
AmountAmount Recorded

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHERNANDO FL
Recording DateMay 21, 2019
Property Address2432 RING RD, SPRING HILL, FL 34609-5100
Document Number0037050682
Book / Page003705 / 000682
Instrument DateMay 20, 2019
Instrument30874
Transaction TypeTransfer
Record UpdatedJun 24, 2019
Title CompanyMASTER TITLE SERVICES INC, MASTER TITLE SVC INC

Transaction

AmountAmount Recorded
Tax$154.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address13157 ZARBIS DR SPRING HILL FL 346099093, SPRING HILL, FL 34609-9093

Tax Assessment & Valuation

Source: Hernando County records · Assessment roll updated October 31, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHernando County
Unified School DistrictHernando County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,878.00 (-1.65%) Additional exemption filed$311,148 (+3.98%) Land $39,101 Building $272,047$311,148 (+0.04%) Land $39,101 Building $272,047
2023$299,249 (+3%) Land $24,268 Building $274,981
2022$3,943.00 Homeowner's exemption$290,533 Land $26,902 Building $263,631$311,025 Land $33,366 Building $277,659

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hernando County (12053C), updated April 19, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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