2432 Prows Rd, Spencer, IN 47460 Property Records

Owen County property record for 2432 Prows Rd, Spencer, IN 47460

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,696 sqft · built 1993
Lot Size	1.52 acres (66,211 sqft)
Owner	Individual Name on File
Last Sale	$172,200 (Apr 2023)
Tax Bill	$745 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`60-11-01-300-110.000-027`

Property Details

APN / Parcel Number

Primary APN	`60-11-01-300-110.000-027`
Alternative APN	`00001031493`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,696 sqft Living Area
1st Floor Area	1,696 sqft
Basement Area	672 sqft
Unfinished Basement	672 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	66,211 sqft (1.52 acres)
Garage Type	Basement
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Account Number	00001031493
Street Address	2432 PROWS RD
City	SPENCER
State	IN
Zip	47460-7093
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SW SW S1 T10 R4 1.52A DELPH CHRISTOPHER & MARCIA
Legal Range	4
Legal Township	10
Legal Section	1
Jurisdiction	OWEN IN
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1015
Census Tract	955701

Owner

Source: Owen County records · APN 60-11-01-300-110.000-027

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2432 PROWS RD, SPENCER, IN 47460-7093
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 27, 2023 · Amount on Record
Deed Sale	Apr 27, 2023 · Amount on Record
Prior Sale	Mar 16, 2015 · Amount on Record
Deed Document Number	2023232804
Prior Transfer Date	May 29, 2007
Prior Transfer Doc	0000171803
Record Updated	Sep 20, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OWEN IN
Recording Date	Apr 27, 2023
Property Address	2432 PROWS RD, SPENCER, IN 47460-7093
Document Number	0000232804
Instrument Date	Apr 10, 2023
Instrument	232804
Transaction Type	Transfer
Record Updated	Jun 02, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2432 PROWS RD, SPENCER, IN 47460-7093

Mortgage

Document Number	0000232805
Date	Apr 27, 2023
Instrument	232805

Lender

Name	HORIZON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2053

Tax Assessment & Valuation

Source: Owen County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Owen County
County Subdivision	Washington Township
Unified School District	Spencer-Owen Community Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$745.00 (-13.37%) Homeowner's exemption	$145,300 (+5.21%) Land $34,700 Building $110,600	$145,300 (+5.21%) Land $34,700 Building $110,600
2024	$860.00 (+0.23%)
2023	$858.00 (+7.25%)	$138,100 (-35.13%) Land $30,200 Building $107,900	$138,100 (-35.13%) Land $30,200 Building $107,900
2022	$800.00	$212,900 Land $30,200 Building $182,700	$212,900 Land $30,200 Building $182,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 9, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	Jun 2021 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
South Central Indiana Rural Electric Membership Fiber	1,000 / 1,000

Based on FCC filings for 7 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Prows Rd

Nearby Streets

All Spencer, IN Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures