2432 Pine Preserve Ct, Saint Cloud, FL 34771 Property Records

Osceola County property record for 2432 Pine Preserve Ct, Saint Cloud, FL 34771 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2023
Square Footage	2,109 sqft Living Area
Lot Size	6,098 sqft (0.14 acres)
Occupancy	Owner Occupied
Last Sale	$656,300 (2023)
Tax Bill	$8,714.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`11-25-31-5722-0001-5800`
Alternative APN	`253111572200015800`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,109 sqft Living Area
Gross Area	2,802 sqft Gross Area
1st Floor	2,109 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Concrete Block Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached Garage
Garage Area	503 sqft Garage
Patio Area	170 sqft Patio
Porch Area	20 sqft Porch

Utilities and HVAC

Heating System	Central Heating

Location & Zoning

Street Address	2432 PINE PRESERVE CT
City	SAINT CLOUD
State	FL
Zip	34771-9466
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	DEL WEBB SUNBRIDGE PH 2A PB 32 PGS 15-24 LOT 580
Legal Subdivision	DEL WEBB SUNBRIDGE PHASE 2A
Legal Lot Number	580
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1002
Census Tract	43700

Owner

Source: Osceola County records · APN 11-25-31-5722-0001-5800

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	2432 PINE PRESERVE CT, SAINT CLOUD, FL 34771-9466
Occupancy	Owner Occupied
Owner Type	Owner is a Company
Vesting	Owner is a Trust, Family Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 04, 2023 · Amount on Record
Deed Sale	Oct 04, 2023 · Amount on Record
Deed Doc Number	2023130999
Deed Book / Page	6485 / 32
Last Transfer Date	Jun 05, 2024
Transfer Doc	0066230560
Record Refreshed	Jun 08, 2026

October 2023: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Oct 04, 2023
Property Address	2432 PINE PRESERVE CT, SAINT CLOUD, FL 34771-9466
Document Number	0064850032
Book / Page	6485 / 32
Map Reference	MB 32 PG 15-24
Instrument Date	Sep 29, 2023
Instrument	2023130999
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 22, 2024
Title Company	PGP TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,594.10
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4901 VINELAND RD STE 500, 500, ORLANDO, FL 32811-7383

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2432 PINE PRESERVE CT, SAINT CLOUD, FL 34771-9466

Mortgage

Document Number	0000648534
Date	Oct 04, 2023
Instrument	6485/34

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 01, 2038

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,938.00 (+2.57%)	$508,000 (+464.44%) Land $101,200 Building $406,800	$508,000 (+464.44%) Land $101,200 Building $406,800
2024	$8,714.00 (+199.66%)
2023	$2,908.00 (+42.2%)	$90,000 (+2%) Land $90,000	$90,000 (+2%) Land $90,000
2022	$2,045.00	$30,000 Land $30,000	$30,000 Land $30,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Very High above 95% of the US · above 90% of Florida
Wildfire Likelihood	About 1 in 55 per year
Exposure	Direct burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; lenders make the official flood determination.