2432 Pierce Ln, Elgin, SC 29045 Property Records

Kershaw County property record for 2432 Pierce Ln, Elgin, SC 29045

Property Summary

Property Type	Single Family Home
Details	1,606 sqft
Owner	2 Individual Names on File
Last Sale	$120,000 (Mar 2017)
Tax Bill	$2,469 (2025)
Deeds & Mortgages	Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`348-00-00-024`

Property Details

APN / Parcel Number

Primary APN	`348-00-00-024`
Alternative APNs	`0348 00 00 0240` `3263`

Interior

Stories	1 Story
Building Area	1,606 sqft Gross Area
Gross Area	1,355 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Brick
Porch	Porch
Porch Area	216 sqft

Location & Zoning

Account Number	3263
Old Parcel Number	0348 00 00 0240
Street Address	2432 PIERCE LN
City	ELGIN
State	SC
Zip	29045-9281
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Description	1979-192 JA-1633
Legal Subdivision	DANIEL L POINDEXTER
Jurisdiction	KERSHAW SC
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2018
Census Tract	970908

Owner

2432 Pierce Ln is owned by two individuals who acquired it in March 2017.

Source: Kershaw County records, as of November 6, 2025

Owner of Record	2 Individual Names on File
Mailing Address	1516 HIGHWAY CHURCH RD, ELGIN, SC 29045-9479
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 2017 · Amount on File
Deed Sale	Mar 23, 2017 · Amount on File
Prior Sale	Jun 2, 2006
Deed Document Number	0003668156
Deed Book / Page	3668 / 156
Last Transfer Date	Mar 24, 2017
Transfer Doc	0000002363
Record Updated	Jun 8, 2026

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERSHAW SC
Recording Date	Mar 24, 2017
Property Address	2432 PIERCE LN, ELGIN, SC 29045-9281
Document Number	0000002363
Book / Page	003668 / 000156
Instrument Date	Mar 23, 2017
Instrument	2363
Transaction Type	Transfer
Record Updated	Apr 5, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$444.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1516 HIGHWAY CHURCH RD ELGIN SC 290459479, ELGIN, SC 29045-9479

Mortgage

Document Number	2364
Date	Mar 24, 2017
Book Page	003668/000159
Instrument	2364

Lender

Name	PALMETTO CITIZENS FCU
Type	Credit Union
Address	COLUMBIA, SC 29250

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 23, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 2432 Pierce Ln was $2,469.

Source: Kershaw County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Kershaw County
Unified School District	Kershaw County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,469.00	$122,000 Land $20,000 Building $102,000	$122,000
2023	$465.00	$122,100 Land $20,000 Building $102,100	$122,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2432 Pierce Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2432 Pierce Ln is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 62% of South Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUGOFF ELGIN WATER AUTH serves 25,783 people · EPA ID SC2820001
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20