2432 Pennington Rd, Waverly, OH 45690 Property Records

Pike County property record for 2432 Pennington Rd, Waverly, OH 45690

Property Summary

Property Type	Rural Home
Details	2 bd · 1 ba · 3,000 sqft · built 2019
Lot Size	61.7 acres (2,691,224 sqft)
Owner	Individual Name on File
Last Sale	$245,000 (Aug 2017)
Tax Bill	$4,717 (2025)
Deeds & Mortgages	Aug 2023 Transfer May 2019 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`16-097900.0000`

Property Details

APN / Parcel Number

Primary APN	`16-097900.0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	3,000 sqft Living Area
1st Floor Area	2,000 sqft
2nd Floor Area	1,000 sqft
Attic	Attic
Attic Area	670 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Colonial
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	2,691,224 sqft (61.7 acres)
Garage Type	Attached
Garage Area	3,000 sqft
Parking Spaces	10 Parking Spaces
Pool Area	800 sqft
Porch	Open Porch
Patio Area	924 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Water Source	Commercial

Location & Zoning

Street Address	2432 PENNINGTON RD
City	WAVERLY
State	OH
Zip	45690-9422
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	12634 263/1899
Legal Subdivision	PART OF WALTER DUNNS VMS 8989-9189
Jurisdiction	PIKE OH
Township / Civil Division	PEE PEE
Census Block Group	1
Census Block	1007
Census Tract	952500

Owner

2432 Pennington Rd, a rural home, is owned and occupied by an individual who acquired it in August 2023.

Source: Pike County records, as of April 10, 2026

Owner of Record	Individual Name on File
Mailing Address	2432 PENNINGTON RD, WAVERLY, OH 45690-9422
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2023	Transfer on Death Deed, Transfer
May 8, 2019	Deed of Trust, Mortgage · Construction Mortgage THE OHIO VALLEY BANK COMPANY
Dec 2, 2020	Survivorship Deed, Transfer · Construction Mortgage THE OHIO VALLEY BANK COMPANY
Aug 16, 2017	Survivorship Deed, Transfer · Conventional Mortgage ATOMIC CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2017 · Amount on File
Deed Sale	Aug 16, 2017 · Amount on File
Deed Document Number	20172289
Deed Book / Page	335 / 351
Last Transfer Date	Aug 9, 2023
Transfer Doc	000391/664
Record Updated	Sep 20, 2026

August 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	PIKE OH
Recording Date	Aug 16, 2023
Property Address	2432 PENNINGTON RD, WAVERLY, OH 45690-9422
Document Number	000391/664
Book / Page	391 / 664
Instrument Date	Apr 13, 2023
Instrument	2023-2168
Transaction Type	Transfer
Record Updated	Sep 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2432 PENNINGTON RD, WAVERLY, OH 45690-9422

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIKE OH
Property Address	2432 PENNINGTON RD, WAVERLY, OH 45690-9422
Transaction Type	Mortgage
Record Updated	Mar 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00349/1286
Date	May 8, 2019
Book Page	349/1286
Instrument	201900001139

Lender

Name	THE OHIO VALLEY BANK COMPANY
Type	Bank
Address	GALLIPOLIS, OH 45631

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 2, 2049

December 2020: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	PIKE OH
Recording Date	Dec 2, 2020
Property Address	2432 PENNINGTON RD, WAVERLY, OH 45690-9422
Document Number	000364/746
Book / Page	364 / 746
Instrument Date	Nov 23, 2020
Instrument	202000003432
Transaction Type	Transfer
Record Updated	Mar 31, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2432 PENNINGTON RD, WAVERLY, OH 45690-9422

Mortgage

Document Number	202000003433
Date	Dec 2, 2020
Instrument	202000003433

Lender

Name	THE OHIO VALLEY BANK COMPANY
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	359 Months
Due	Nov 28, 2050

August 2017: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	PIKE OH
Recording Date	Aug 16, 2017
Property Address	2432 PENNINGTON RD, WAVERLY, OH 45690-9422
Document Number	00335/0351
Book / Page	335 / 0351
Instrument Date	Aug 11, 2017
Instrument	201700002289
Transaction Type	Transfer
Record Updated	Mar 31, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$490.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2432 PENNINGTON RD, WAVERLY, OH 45690-9422
Investor	Possibly a Property Investor

Mortgage

Document Number	201700002290
Date	Aug 16, 2017
Instrument	201700002290

Lender

Name	ATOMIC CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 2432 Pennington Rd was $4,717, down 0.3% from the year before.

Source: Pike County assessment roll, as of April 10, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Pike County
County Subdivision	Pee Pee Township
Unified School District	Waverly City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,717.00 (-0.27%)	$162,320 (+15.73%) Land $40,360 Building $121,960
2024	$4,730.00 (+0.08%) Additional exemption filed	$140,260 (-) Land $18,300 Building $121,960
2023	$4,726.00 (+43.91%) Additional exemption filed	$140,260 (+64.49%) Land $18,300 Building $121,960	$463,790 Land $115,320 Building $348,470
2022	$3,284.00 Additional exemption filed	$85,270 Land $16,730 Building $68,540
2020			$302,570 Land $106,750 Building $195,820

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2432 Pennington Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective November 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (2006–2024)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Sep 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2432 Pennington Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
altafiber Network Solutions Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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