2432 Jack Mitchell Rd, Zebulon, NC 27597 Property Records

Wake County property record for 2432 Jack Mitchell Rd, Zebulon, NC 27597

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,205 sqft · built 1997
Lot Size	1.99 acres (86,684 sqft)
Owner	2 Individual Names on Record
Last Sale	$260,000 (Jan 2020)
Tax Bill	$2,279 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Jun 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1796.03-14-0824-000`

Property Details

APN / Parcel Number

Primary APN	`1796.03-14-0824-000`
Alternative APNs	`1796.03-14-0824 0219689` `1796140824` `021968901` `0219689`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,205 sqft Living Area
1st Floor Area	2,205 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Type	Gable
Lot Area	86,684 sqft (1.99 acres)
Porch	Open Porch
Porch Area	360 sqft
Patio Area	513 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	0219689
Street Address	2432 JACK MITCHELL RD
City	ZEBULON
State	NC
Zip	27597-8460
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-80W
Legal Description	PROP OF MICHAEL & SARA DEBNAM BM1995-014
Legal Subdivision	MICHAEL B DEBNAM & SARA B DEBN
Jurisdiction	WAKE NC
Township / Civil Division	LITTLE RIVER
Census Block Group	1
Census Block	1021
Census Tract	54304

Owner

Source: Wake County records, as of September 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2432 JACK MITCHELL RD, ZEBULON, NC 27597-8460
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 7, 2022	Intrafamily Transfer, Transfer
Jan 17, 2020	Warranty Deed, Transfer STATE EMPS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 17, 2020 · Amount on Record
Deed Sale	Jan 17, 2020 · Amount on Record
Deed Book / Page	17719 / 1791
Last Transfer Date	Jun 3, 2022
Transfer Doc	019051/521
Record Updated	Jun 8, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	2432 JACK MITCHELL RD, ZEBULON, NC 27597-8460
Transaction Type	Mortgage
Record Updated	Jul 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	19064/1349
Date	Jun 21, 2022
Book Page	19064/1349

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WAKE NC
Recording Date	Jun 7, 2022
Property Address	2432 JACK MITCHELL RD, ZEBULON, NC 27597-8460
Document Number	019051/521
Book / Page	19051 / 521
Map Reference	MB 1995 PG 1460
Instrument Date	Jun 3, 2022
Transaction Type	Transfer
Record Updated	Jun 20, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2432 JACK MITCHELL RD, ZEBULON, NC 27597-8460

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	Jan 17, 2020
Property Address	2432 JACK MITCHELL RD, ZEBULON, NC 27597-8460
Document Number	177191791
Book / Page	017719 / 001791
Instrument Date	Jan 16, 2020
Transaction Type	Transfer
Record Updated	Jan 30, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$520.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2432 JACK MITCHELL RD ZEBULON NC 275978460, ZEBULON, NC 27597-8460

Mortgage

Document Number	177191795
Date	Jan 17, 2020
Book Page	017719/001795

Lender

Name	STATE EMPS CU
Address	RALEIGH, NC 27611-5279

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 16, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.37%

Tax Assessment & Valuation

Source: Wake County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Wake County
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,279.00 (+22.99%)	$353,305 (+50.21%) Land $74,453 Building $278,852	$353,305 (+50.21%) Land $74,453 Building $278,852
2023	$1,853.00	$235,201 Land $49,147 Building $186,054	$235,201 Land $49,147 Building $186,054

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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