Stanislaus County property record for 2432 Howe Way, Modesto, CA 95355
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,313 sqft · built 1993 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $270,000 (Aug 2017) |
| Tax Bill | $3,550 (2026) |
| Deeds & Mortgages | Dec 2022 Second Mortgage Jun 2021 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 067-038-041-000 |
| Primary APN | 067-038-041-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,313 sqft Living Area |
| 1st Floor Area | 1,313 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Ranch |
| Construction Type | Wood |
| Lot Area | 4,792 sqft (0.11 acres) |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 126 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 2432 HOWE WAY |
|---|---|
| City | MODESTO |
| State | CA |
| Zip | 95355-3376 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ORANGE PARK ESTATES BLK 1463 LOT 8 |
| Legal Subdivision | ORANGE PARK ESTATES |
| Legal Block | 1463 |
| Legal Lot Number | 8 |
| Jurisdiction | STANISLAUS CA |
| Township / Civil Division | MODESTO |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 905 |
Source: Stanislaus County records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2432 HOWE WAY, MODESTO, CA 95355-3376 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Dec 30, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| Jun 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Mar 11, 2020 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| May 22, 2019 | Deed of Trust, Mortgage · Conventional Mortgage LOANSNAP INC |
| Aug 31, 2017 | Quit Claim Deed, Transfer CYPRESS TITLE COMPANY, CYPRESS TITLE CO |
| Aug 31, 2017 | Grant Deed, Transfer · FHA Mortgage AMBECK MORTGAGE ASSOC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 31, 2017 · Amount on Record |
| Deed Sale | Aug 31, 2017 · Amount on Record |
| Prior Sale | Jul 27, 1999 · Amount on Record |
| Deed Document Number | 201764009 |
| Prior Transfer Date | Dec 23, 2013 |
| Prior Transfer Doc | 0000000258 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Property Address | 2432 HOWE WAY, MODESTO, CA 95355-3376 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2023 |
| Title Company | AEG |
| Name | Verified Name |
|---|---|
| Address | 2432 HOWE WAY, FINLEY, CA 95435 |
| Document Number | 0000081337 |
|---|---|
| Date | Dec 30, 2022 |
| Instrument | 2022-0081337 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Sep 28, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Property Address | 2432 HOWE WAY, MODESTO, CA 95355-3376 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2021 |
| Title Company | NORTH AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 2432 HOWE WAY, MODESTO, CA 95355-3376 |
| Document Number | 0000057290 |
|---|---|
| Date | Jun 16, 2021 |
| Instrument | 2021-0057290 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Property Address | 2432 HOWE WAY, MODESTO, CA 95355-3376 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000016911 |
|---|---|
| Date | Mar 11, 2020 |
| Instrument | 2020-0016911 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | RENO, NV 89501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 10, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Property Address | 2432 HOWE WAY, MODESTO, CA 95355-3376 |
| Document Number | 0000033590 |
| Instrument Date | May 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 2432 HOWE WAY MODESTO CA 953553376, MODESTO, CA 95355-3376 |
| Document Number | 0000033590 |
|---|---|
| Date | May 29, 2019 |
| Instrument | 33590 |
| Name | LOANSNAP INC |
|---|---|
| Address | COSTA MESA, CA 92626 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 28, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Recording Date | Aug 31, 2017 |
| Property Address | 2432 HOWE WAY, MODESTO, CA 95355-3376 |
| Document Number | 0000064008 |
| Instrument Date | Aug 28, 2017 |
| Instrument | 64008 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2018 |
| Title Company | CYPRESS TITLE COMPANY, CYPRESS TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 2432 HOWE WAY MODESTO CA 953553376, MODESTO, CA 95355-3376 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Recording Date | Aug 31, 2017 |
| Property Address | 2432 HOWE WAY, MODESTO, CA 95355-3376 |
| Document Number | 0000064009 |
| Map Reference | VOL34 PG51 |
| Instrument Date | Aug 25, 2017 |
| Instrument | 2017-0064009 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | CYPRESS TITLE CORPORATION |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2432 HOWE WAY, MODESTO, CA 95355-3376 |
| Document Number | 0000064010 |
|---|---|
| Date | Aug 31, 2017 |
| Instrument | 2017-0064010 |
| Name | AMBECK MORTGAGE ASSOC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2047 |
Source: Stanislaus County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Stanislaus County |
| Municipality | Modesto City |
| Elementary School District | Modesto City Elementary School District (KG - 08) |
| Secondary School District | Modesto City High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $3,550.00 (+1.14%) Homeowner's exemption | $313,352 (+2%) Land $133,464 Building $179,888 |
| 2025 | $3,510.00 (+6.36%) Homeowner's exemption | $307,209 (+4.04%) Land $130,848 Building $176,361 |
| 2023 | $3,300.00 (+2.52%) Homeowner's exemption | $295,281 Land $125,768 Building $169,513 |
| 2022 | $3,219.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MODESTO serves 218,915 people · EPA ID CA5010010 |
|---|---|
| Water Source | Purchased surface water from MODESTO IRRIGATION DISTRICT |
| Last State Inspection | Jan 2025 |
| Lead | 12 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 501 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Ayera Technologies Fixed Wireless | 1,000 / 500 |
| ezWave Fixed Wireless | 1,000 / 200 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber, DSL in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures