2432 Gold Rush Dr, McKinney, TX 75071 Property Records

Collin County property record for 2432 Gold Rush Dr, McKinney, TX 75071

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,445 sqft · built 2010
Owner	2 Individual Names on Record
Tax Bill	$6,698 (2024)
Deeds & Mortgages	Apr 2024 Sale Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R-9746-00E-0100-1`

Property Details

APN / Parcel Number

Primary APN	`R-9746-00E-0100-1`
Alternative APN	`2655323`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,445 sqft Living Area
Gross Area	2,858 sqft
2nd Floor Area	604 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Garage Type	Attached
Garage Area	413 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	278 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2655323
Street Address	2432 GOLD RUSH DR
City	MCKINNEY
State	TX
Zip	75071-8323
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUMMIT VIEW LAKE PHASE TWO (CMC), BLK E, LOT 10
Legal Subdivision	SUMMIT VIEW LAKE PHASE TWO (CMC)
Legal Phase	2
Legal Block	E
Legal Lot Number	10
Jurisdiction	COLLIN TX
Township / Civil Division	CELINA
Census Block Group	4
Census Block	4002
Census Tract	30301

Owner

Source: Collin County records, as of October 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2432 GOLD RUSH DR, MCKINNEY, TX 75071-8323
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2024	Deed, Transfer
Aug 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Apr 27, 2020	Warranty Deed, Transfer PROSPERITY BK
Nov 21, 2019	Loan Modification, Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2020
Deed Sale	Apr 27, 2020
Prior Sale	Apr 18, 2011
Deed Document Number	20200427000599430
Record Updated	Jun 8, 2026

April 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	COLLIN TX
Recording Date	Apr 1, 2024
Property Address	2432 GOLD RUSH DR, MCKINNEY, TX 75071-8323
Document Number	2024000037294
Map Reference	VOL H PG 623
Instrument Date	Mar 29, 2024
Instrument	2024000037294
Transaction Type	Transfer
Record Updated	May 16, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4128 SAINT ALBANS DR, PLANO, TX 75093-3134

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	2432 GOLD RUSH DR, MCKINNEY, TX 75071-8323
Transaction Type	Mortgage
Record Updated	Sep 3, 2021
Title Company	DUKANE TITLE, KANE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001597860
Date	Aug 9, 2021
Instrument	20210809001597860

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jul 1, 2051

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIN TX
Recording Date	Apr 27, 2020
Property Address	2432 GOLD RUSH DR, MCKINNEY, TX 75071-8323
Document Number	0000599430
Instrument Date	Apr 24, 2020
Instrument	599430
Transaction Type	Transfer
Record Updated	May 13, 2020
Title Company	INDEPENDENCE TITLE

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2432 GOLD RUSH DR MCKINNEY TX 750718323, MCKINNEY, TX 75071-8323

Mortgage

Document Number	599440
Date	Apr 27, 2020
Instrument	599440

Lender

Name	PROSPERITY BK
Type	Bank
Address	EL CAMPO, TX 77437

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 26, 2050

November 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	COLLIN TX
Property Address	2432 GOLD RUSH DR, MCKINNEY, TX 75071-8323
Document Number	0000204820
Instrument Date	Nov 21, 2019
Transaction Type	Mortgage
Record Updated	Mar 11, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2432 GOLD RUSH DR MCKINNEY TX 750718323, MCKINNEY, TX 75071-8323

Mortgage

Document Number	0000204820
Date	Feb 13, 2020
Instrument	204820

Lender

Name	WELLS FARGO BK
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 12, 2050

Interest

Rate	3.75%

Tax Assessment & Valuation

Source: Collin County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	McKinney City
Unified School District	Prosper Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$446,066 (-6.84%) Land $105,000 Building $341,066	$446,066 (-6.84%) Land $105,000 Building $341,066
2024	$6,698.00 (-2.4%)
2023		$478,809 Land $105,000 Building $373,809	$478,809 Land $105,000 Building $373,809
2022	$6,863.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MCKINNEY serves 224,043 people · EPA ID TX0430039
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Feb 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 563 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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