Kane County property record for 2432 Emily Ln, Elgin, IL 60124
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 1,626 sqft · built 2005 |
| Owner | Individual Name on File |
| Last Sale | $175,000 (Mar 2018) |
| Tax Bill | $6,053 (2025) |
| Deeds & Mortgages | Mar 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-29-476-125 |
| Primary APN | 06-29-476-125 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,626 sqft Living Area |
| Gross Area | 2,439 sqft |
| Basement Area | 813 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Construction Type | Frame |
| Lot Width | 21 ft Width |
| Cooling System | HVAC |
|---|
| Street Address | 2432 EMILY LN |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-8743 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE RESERVE PT OF LOT 29 AS DESC IN DOC 2005K152012 |
| Legal Subdivision | THE RESERVE |
| Legal Block | 2 |
| Legal Lot Number | 29 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 851912 |
2432 Emily Ln is owned and occupied by an individual who bought it in March 2018.
Source: Kane County records, as of July 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2432 EMILY LN, ELGIN, IL 60124-8743 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 16, 2018 · Amount on File |
| Deed Sale | Mar 16, 2018 · Amount on File |
| Prior Sale | Dec 21, 2005 · Amount on File |
| Deed Document Number | 201812171 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Mar 16, 2018 |
| Property Address | 2432 EMILY LN, ELGIN, IL 60124-8743 |
| Document Number | 0000012171 |
| Map Reference | DOC2004K044951 |
| Instrument Date | Feb 23, 2018 |
| Instrument | 2018K012171 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2022 |
| Title Company | ATTORNEYS TITLE GUARANTY FUN |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $262.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 2432 EMILY LN, ELGIN, IL 60124-8743 |
| Document Number | 0000012172 |
|---|---|
| Date | Mar 16, 2018 |
| Instrument | 2018K012172 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2048 |
| Rate | 4.87% |
|---|
The 2025 property tax bill for 2432 Emily Ln was $6,053 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,053.00 Homeowner's exemption | $87,352 (+8.57%) Land $20,940 Building $66,412 | $262,161 (+8.57%) Land $62,845 Building $199,316 |
| 2024 | $80,457 Land $19,287 Building $61,170 | $241,468 Land $57,884 Building $183,583 | |
| 2022 | $5,226.00 (+4.69%) Homeowner's exemption | $66,277 (+6.96%) Land $15,888 Building $50,389 | $198,831 (+6.96%) Land $47,664 Building $151,167 |
| 2021 | $4,992.00 Homeowner's exemption | $61,964 Land $14,854 Building $47,110 | $185,892 Land $44,562 Building $141,330 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2432 Emily Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2432 Emily Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 61% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Cable | 1,500 / 50 |
| Xfinity Cable | 1,200 / 35 |
May also be available: AT&T, T-Mobile, Verizon.
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