2432 Dover Ln, Spring Hill, FL 34609 Property Records

Hernando County property record for 2432 Dover Ln, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,949 sqft · built 1988
Lot Size	0.328 acres (14,271 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,737 (2025)
Deeds & Mortgages	May 2023 Mortgage Mar 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5130-0872-0050`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5130-0872-0050`
Alternative APNs	`00458454` `458454`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,949 sqft Living Area
Gross Area	2,719 sqft
1st Floor Area	1,949 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1996
Exterior Material	Combination
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,271 sqft (0.328 acres)
Lot Dimensions	125 ft deep x 115 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	448 sqft
Porch	Screened Porch
Porch Area	1,486 sqft
Deck Area	112 sqft
Patio Area	56 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00458454
Street Address	2432 DOVER LN
City	SPRING HILL
State	FL
Zip	34609-4219
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 13 BLK 872 LOT 5
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UNIT 13
Legal Block	872
Legal Lot Number	5
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	2
Census Block	2024
Census Tract	40907

Owner

Source: Hernando County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2432 DOVER LN, SPRING HILL, FL 34609-4219
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 8, 2023	Intrafamily Transfer, Transfer · FHA Mortgage AMERIHOME MORTGAGE COMPANY LLC
Mar 7, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Apr 19, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Dec 26, 2018	Warranty Deed, Transfer · FHA Mortgage FAMILY FIRST FUNDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 8, 2023
Deed Sale	May 8, 2023
Prior Sale	Dec 26, 2018 · Amount on Record
Deed Document Number	202327303
Deed Book / Page	4294 / 1597
Prior Transfer Date	Apr 21, 2023
Prior Transfer Doc	0042941597
Record Updated	Sep 20, 2026

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HERNANDO FL
Recording Date	May 8, 2023
Property Address	2432 DOVER LN, SPRING HILL, FL 34609-4219
Document Number	0042941597
Book / Page	4294 / 1597
Map Reference	MB 8 PG 84
Instrument Date	Apr 21, 2023
Instrument	2023027303
Transaction Type	Transfer
Record Updated	Jun 14, 2023
Title Company	ORANGE COAST LENDER SERVICES LLC, ORANGE COAST LENDER SERVICES

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2432 DOVER LN, SPRING HILL, FL 34609-4219

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2432 DOVER LN, SPRING HILL, FL 34609-4219

Mortgage

Document Number	2023027304
Date	May 8, 2023
Instrument	2023027304

Lender

Name	AMERIHOME MORTGAGE COMPANY LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2053

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	2432 DOVER LN, SPRING HILL, FL 34609-4219
Transaction Type	Mortgage
Record Updated	Apr 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2432 DOVER LN, SPRING HILL, FL 34609-4219

Mortgage

Document Number	0041361306
Date	Mar 7, 2022
Book Page	4136/1306
Instrument	2022017291

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	322 Months
Due	Jan 1, 2049

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	2432 DOVER LN, SPRING HILL, FL 34609-4219
Transaction Type	Mortgage
Record Updated	May 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2432 DOVER LN, SPRING HILL, FL 34609-4219

Mortgage

Document Number	0039831831
Date	Apr 19, 2021
Book Page	3983/1831
Instrument	2021027447

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Dec 26, 2018
Property Address	2432 DOVER LN, SPRING HILL, FL 34609-4219
Document Number	0036550613
Book / Page	3655 / 0613
Map Reference	MB 8 PG 84
Instrument Date	Dec 19, 2018
Instrument	2018076957
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	PARAMOUNT TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,330.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2681 OLD PAMLICO BEACH RD WW, 2681, BELHAVEN, NC 27810

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2432 DOVER LN, SPRING HILL, FL 34609-4219

Mortgage

Document Number	2018076958
Date	Dec 26, 2018
Instrument	2018076958

Lender

Name	FAMILY FIRST FUNDING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,737.00 (+35.7%)	$182,756 (+5.99%)	$288,308 (+0.55%) Land $53,516 Building $234,792
2023		$172,432 (+3%) Land $172,432
2022	$2,017.00 Homeowner's exemption	$167,410	$286,729 Land $45,667 Building $241,062

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2004)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2004 · Hurricane Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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